282: [Elizabeth Husserl] AI Review

Speaker: 00:00:03

>> Ai Westly: Welcome in, everyone. Today we're diving deep into a

Speaker: 00:00:06

fascinating perspective on wealth. And I think this might

Speaker: 00:00:09

be especially interesting for you because we're looking at it a little differently. We're

Speaker: 00:00:12

going beyond the typical how to get

Speaker: 00:00:15

rich advice and exploring how to

Speaker: 00:00:18

actually experience wealth in a whole new way. Um,

Speaker: 00:00:21

the inspiration for this deep dive comes from

Speaker: 00:00:23

Elizabeth Hussell's work, especially her book the Power of

Speaker: 00:00:26

Enough. And her interview on the about

Speaker: 00:00:29

that Wallet podcast just really blew me away.

Speaker: 00:00:32

Uh, she has such a unique approach.

Speaker: 00:00:33

>> Ai Sarah: Oh, yeah, she really does. I think what resonates with me the most is how Hussle

Speaker: 00:00:37

encourages us to. Well, to kind of shift our

Speaker: 00:00:39

whole mindset around money. Instead of constantly chasing more,

Speaker: 00:00:42

she focuses on cultivating a sense

Speaker: 00:00:45

of enough and how powerful that can be.

Speaker: 00:00:47

>> Ai Westly: Absolutely. And, you know, it's not about settling or

Speaker: 00:00:50

denying ourselves things. It's more about recognizing that true

Speaker: 00:00:53

wealth isn't just about the numbers in our bank account.

Speaker: 00:00:56

One of the things that really stood out to me was her idea of the money story.

Speaker: 00:00:59

She says we all have this narrative running in the background, shaped

Speaker: 00:01:02

by our earliest experiences with money.

Speaker: 00:01:04

>> Ai Sarah: Oh, that's so true. And it's incredible how those

Speaker: 00:01:07

early experiences, often from childhood, can have such

Speaker: 00:01:10

a lasting impact on our financial habits

Speaker: 00:01:13

even decades later. You know, it's like we're

Speaker: 00:01:16

carrying around this invisible financial blueprint that

Speaker: 00:01:19

influences everything from our spending habits to

Speaker: 00:01:22

our investment decisions.

Speaker: 00:01:23

>> Ai Westly: Right. Like, how much of our current relationship with money is really

Speaker: 00:01:26

ours. And I. It's actually coming from our family history or our

Speaker: 00:01:29

cultural background. It really makes you think. Hussle talks about, for

Speaker: 00:01:32

example, uh, how she used to spend her entire allowance on candy

Speaker: 00:01:35

as a kid.

Speaker: 00:01:35

>> Ai Sarah: O.

Speaker: 00:01:36

>> Ai Westly: And that actually taught her about budgeting and making choices

Speaker: 00:01:39

from a very young age.

Speaker: 00:01:40

>> Ai Sarah: Wow. That's a great example of how these early money lessons can

Speaker: 00:01:43

be so powerful. And it makes me wonder about you, actually. What are

Speaker: 00:01:46

some of your earliest memories related to money?

Speaker: 00:01:49

>> Ai Westly: Hmm. M. That's a good question. Let

Speaker: 00:01:51

me think. I remember being really fascinated by the stock

Speaker: 00:01:55

market as a teenager. I would spend hours

Speaker: 00:01:57

poring over the financial news, tracking

Speaker: 00:02:00

stock prices. I think it gave me a sense of possibility, you

Speaker: 00:02:03

know, that anyone could build wealth through

Speaker: 00:02:05

investing. But looking back, it probably also

Speaker: 00:02:08

instilled a bit of overconfidence in my ability to

Speaker: 00:02:11

predict the market.

Speaker: 00:02:12

>> Ai Sarah: It's interesting how those early experiences can have both

Speaker: 00:02:15

positive and potentially challenging aspects to them.

Speaker: 00:02:18

And that's where I think Hussvral's work gets really interesting,

Speaker: 00:02:21

because she doesn't stop at just Analyzing those money stories,

Speaker: 00:02:24

she actually encourages us to have a conversation with

Speaker: 00:02:27

money.

Speaker: 00:02:28

>> Ai Westly: I'll be honest, when I first heard that, I was a little skeptical, like, am

Speaker: 00:02:31

I really supposed to sit down and talk to my money? But then I heard

Speaker: 00:02:34

how she uses this technique inspired by gestal

Speaker: 00:02:36

therapy to actually engage in a dialogue with her

Speaker: 00:02:39

finances. She describes, for instance, sitting down and having

Speaker: 00:02:42

a conversation with a credit card debt, which led to some pretty

Speaker: 00:02:45

profound realizations about her relationship with money.

Speaker: 00:02:47

>> Ai Sarah: It might sound a little unconventional, but there's something

Speaker: 00:02:50

really powerful and actually giving a voice to

Speaker: 00:02:53

those underlying emotions we often project onto money.

Speaker: 00:02:56

It can help us uncover those hidden fears and those limiting

Speaker: 00:02:59

beliefs that might be holding us back.

Speaker: 00:03:02

Would you be open to trying something like that? Maybe

Speaker: 00:03:05

not a full blown therapy session, but even just

Speaker: 00:03:08

journaling, reflecting on your feelings about your money

Speaker: 00:03:11

as if it were a separate entity?

Speaker: 00:03:12

>> Ai Westly: You know, I think I would be willing to give that a shot. After all, that's

Speaker: 00:03:15

what this deep dive is all about, right? Exploring new ways

Speaker: 00:03:18

of experiencing wealth and maybe even getting a little

Speaker: 00:03:21

bit uncomfortable along the way. One thing I find

Speaker: 00:03:24

fascinating is how Hussl suggests that this

Speaker: 00:03:27

talking to money exercise can help us break

Speaker: 00:03:29

free from something she calls the abundant scarcity loop.

Speaker: 00:03:33

>> Ai Sarah: Oh, yeah, that constant cycle of striving for

Speaker: 00:03:35

more, more, more, but never quite feeling like we

Speaker: 00:03:38

have enough. It's such a common trap, and it can be

Speaker: 00:03:41

incredibly draining.

Speaker: 00:03:42

>> Ai Westly: It's like running on a treadmill, always moving, but going

Speaker: 00:03:44

nowhere. Hussl's point, I think, is that true

Speaker: 00:03:47

wealth is not just about accumulating money. It's

Speaker: 00:03:50

about fulfilling a wider spectrum of human needs.

Speaker: 00:03:53

>> Ai Sarah: Exactly. It's about recognizing that we have needs beyond

Speaker: 00:03:56

just the financial ones, like connection,

Speaker: 00:03:59

purpose, creativity. And often when

Speaker: 00:04:02

we hyperoc on money, we neglect those other areas of

Speaker: 00:04:05

our lives which can lead to a sense of emptiness.

Speaker: 00:04:08

>> Ai Westly: I've definitely been there, focused so much on hitting

Speaker: 00:04:11

those financial targets that I let other things

Speaker: 00:04:14

slide a bit. Have you ever experienced that where the

Speaker: 00:04:17

pursuit of financial success came at the

Speaker: 00:04:19

expense of other important parts of your life?

Speaker: 00:04:21

>> Ai Sarah: Oh, absolutely. I think it's a really common experience,

Speaker: 00:04:24

especially in a society that often equates net worth with self

Speaker: 00:04:27

worth. But what if true wealth lies in finding

Speaker: 00:04:30

that balance? That balance between nurturing all

Speaker: 00:04:33

aspects of ourselves, not just the financial

Speaker: 00:04:36

ones?

Speaker: 00:04:36

>> Ai Westly: That's such a great point. I'm really curious to dig deeper into

Speaker: 00:04:39

how Hustle suggests we find that balance. What are those

Speaker: 00:04:42

specific steps we can take to break free from that scarcity

Speaker: 00:04:45

loop and start experiencing a more holistic Sense of

Speaker: 00:04:47

wealth.

Speaker: 00:04:48

>> Ai Sarah: Well, one of the key things Husserl emphasizes is

Speaker: 00:04:51

shifting our perspective on money. Instead of seeing

Speaker: 00:04:54

it as a source of stress or a measure of our

Speaker: 00:04:56

worth, she suggests we view it as a

Speaker: 00:04:59

companion, a guide that can help us achieve our goals.

Speaker: 00:05:02

>> Ai Westly: I love that analogy. It's like having a personal trainer for our

Speaker: 00:05:05

finances.

Speaker: 00:05:06

>> Ai Sarah: Exactly. And just like a good trainer, money can

Speaker: 00:05:08

push us outside of our comfort zone. It can challenge us to grow

Speaker: 00:05:11

and help us achieve things we never thought possible.

Speaker: 00:05:14

But it's important to remember that money, like any good trainer,

Speaker: 00:05:17

it has its limits. It can't solve every problem, and

Speaker: 00:05:20

it can't buyia us happiness or true fulfillment.

Speaker: 00:05:23

>> Ai Westly: So how do we actually cultivate this money as a

Speaker: 00:05:26

companion mindset? How do we move away from feeling controlled

Speaker: 00:05:29

by money and instead see it as a partner in our

Speaker: 00:05:32

journey towards a more fulfilling life?

Speaker: 00:05:34

>> Ai Sarah: That's a great question and one that we'll definitely explore

Speaker: 00:05:37

further as we delve deeper into Hussl's work.

Speaker: 00:05:40

But for now, I want you to consider this. If you were

Speaker: 00:05:42

to greet money each day as a welcomed guest

Speaker: 00:05:46

rather than a source of anxiety or stress, how

Speaker: 00:05:49

might that change your interactions with it?

Speaker: 00:05:51

>> Ai Westly: It's like inviting money to the table as an

Speaker: 00:05:53

equal partner instead of viewing it as

Speaker: 00:05:57

this demanding boss. Uh, we're a scarce

Speaker: 00:05:59

resource that we have to constantly fight for. I'm really

Speaker: 00:06:02

intrigued to see where this idea leads us.

Speaker: 00:06:04

>> Ai Sarah: It really is about shifting that perspective, isn't it? And thinking

Speaker: 00:06:07

about boundaries with this money partner. Um, not

Speaker: 00:06:10

just accepting whatever comes our way, but making

Speaker: 00:06:13

conscious choices, Choices that actually align with our

Speaker: 00:06:16

goals and our values.

Speaker: 00:06:17

>> Ai Westly: Oh, that makes a lot of sense. It's like setting some ground rules

Speaker: 00:06:20

right for how we interact with money. But how do we actually

Speaker: 00:06:23

do that? Especially when we have these ingrained

Speaker: 00:06:26

habits and beliefs that sometimes seem to

Speaker: 00:06:29

work against us.

Speaker: 00:06:30

>> Ai Sarah: Well, you know, it goes back to that idea of the money story we were

Speaker: 00:06:32

discussing earlier. Husserl suggests we can actually rewrite those

Speaker: 00:06:35

stories, even if they've been passed down to us through

Speaker: 00:06:38

generations.

Speaker: 00:06:39

>> Ai Westly: Even that sounds incredibly empowering, but honestly,

Speaker: 00:06:42

also a little daunting. Is it really possible to

Speaker: 00:06:45

change those deeply ingrained beliefs and patterns?

Speaker: 00:06:48

>> Ai Sarah: It takes effort, for sure, but I do believe it's

Speaker: 00:06:50

possible. Think about it this way. Just because

Speaker: 00:06:53

our family history might be marked by a certain way of relating to

Speaker: 00:06:56

money, like scarcity or overspending,

Speaker: 00:06:59

doesn't mean we're destined to repeat those patterns. We

Speaker: 00:07:02

have the power to choose a different path.

Speaker: 00:07:04

>> Ai Westly: So how do we begin to rewrite those stories? Do we just,

Speaker: 00:07:07

like, sit down with a pen and paper and imagine

Speaker: 00:07:10

a new narrative.

Speaker: 00:07:11

>> Ai Sarah: That could be one way to approach it. But Husserll actually

Speaker: 00:07:14

suggests something a bit more introspective. She encourages us

Speaker: 00:07:17

to really examine those inherited beliefs

Speaker: 00:07:20

and ask ourselves, is this belief still

Speaker: 00:07:22

serving me? Does it align with the values I

Speaker: 00:07:25

hold and the vision I have for my life?

Speaker: 00:07:27

>> Ai Westly: That's a really powerful question. It makes me think of that

Speaker: 00:07:30

story Husshold tells about her grandfather, a Holocaust

Speaker: 00:07:33

survivor who achieved incredible financial

Speaker: 00:07:36

success, but could never truly shake that deep seated

Speaker: 00:07:39

sense of scarcity. It makes you wonder how much of our

Speaker: 00:07:42

financial DNA is actually influenced by

Speaker: 00:07:44

generational experiences like that.

Speaker: 00:07:46

>> Ai Sarah: Right. It's fascinating, isn't? It's like those past experiences, even

Speaker: 00:07:49

if they happen generations ago, become encoded in

Speaker: 00:07:52

our financial DNA, influencing how we view money,

Speaker: 00:07:55

how we earn it, how we spend it, even how we feel about it on

Speaker: 00:07:58

a gut level.

Speaker: 00:08:00

>> Ai Westly: So if we identify a belief that's no longer serving us, uh,

Speaker: 00:08:02

like that fear of scarcity or a tendency to

Speaker: 00:08:05

overspend, how do we actually go about changing it?

Speaker: 00:08:07

>> Ai Sarah: Well, Husserl emphasizes awareness,

Speaker: 00:08:10

becoming truly aware of those patterns, and

Speaker: 00:08:13

then consciously choosing to shift our thinking. It's

Speaker: 00:08:16

about replacing those old limiting beliefs with

Speaker: 00:08:19

new, empowering ones.

Speaker: 00:08:21

>> Ai Westly: Can you give us m an example of what that might look like in practice?

Speaker: 00:08:23

>> Ai Sarah: Sure. Let's imagine someone who grew up in a household where money

Speaker: 00:08:26

was always tight. There was a constant fear of

Speaker: 00:08:29

not having enough. And as an adult, even if

Speaker: 00:08:32

they're now financially secure, they might find that they're

Speaker: 00:08:35

still clinging to that scarcity mindset.

Speaker: 00:08:37

>> Ai Westly: Oh, I can totally relate to that. It's like those early experiences

Speaker: 00:08:40

create a kind of default setting in our brains.

Speaker: 00:08:43

>> Ai Sarah: Yeah, exactly. But the good news is, by

Speaker: 00:08:46

becoming aware of that default setting, you can start to

Speaker: 00:08:49

challenge it. So instead of dwelling on what you lack, you can

Speaker: 00:08:52

make a conscious choice to focus on what you have. You

Speaker: 00:08:54

can practice gratitude for the abundance that already

Speaker: 00:08:57

exists, even if it's not always in the form of

Speaker: 00:09:00

money.

Speaker: 00:09:00

>> Ai Westly: So it's about making that shift from a scarcity

Speaker: 00:09:03

mindset, uh, to an abundance mindset. Even if our

Speaker: 00:09:06

past experiences might make that feel like a real uphill

Speaker: 00:09:09

battle at first.

Speaker: 00:09:10

>> Ai Sarah: Exactly. And remember, it's a process. It's not about

Speaker: 00:09:13

achieving some perfect state of abundance overnight.

Speaker: 00:09:16

It's about those small, consistent steps,

Speaker: 00:09:19

day by day, to cultivate a more positive

Speaker: 00:09:21

relationship with money.

Speaker: 00:09:23

>> Ai Westly: Which brings us back to that idea of money as a companion.

Speaker: 00:09:26

If we're trying to rewrite these money stories and shift our

Speaker: 00:09:28

mindset, how do we start working with money instead of

Speaker: 00:09:31

feeling like we're constantly at war with it. Uh, Husser

Speaker: 00:09:34

talked about money as a personal trainer, right?

Speaker: 00:09:36

>> Ai Sarah: She did. And that's where things get really practical.

Speaker: 00:09:39

Just like a personal trainer helps us set those fitness

Speaker: 00:09:41

goals and create a plan to achieve them,

Speaker: 00:09:44

money can be that guide to help us reach our financial

Speaker: 00:09:47

goals.

Speaker: 00:09:48

>> Ai Westly: I love that analogy. It's so true. We wouldn't just show up at the

Speaker: 00:09:51

gym and start randomly lifting weights. We'd have a plan, a

Speaker: 00:09:54

strategy, and we'd work with our trainer to stay on

Speaker: 00:09:56

track. Mhm.

Speaker: 00:09:57

So how do we apply that same kind of thinking to

Speaker: 00:10:00

money?

Speaker: 00:10:01

>> Ai Sarah: Well, just like with fitness, it starts with setting

Speaker: 00:10:04

clear goals. What do you want to achieve with

Speaker: 00:10:06

your finances? Are you saving for a down payment on a

Speaker: 00:10:09

house? Paying off debt? Investing for

Speaker: 00:10:12

retirement?

Speaker: 00:10:13

>> Ai Westly: Having those specific goals in mind makes a huge

Speaker: 00:10:16

difference. I've definitely noticed that when I have a clear

Speaker: 00:10:19

financial goal, I'm much more motivated and focused with my

Speaker: 00:10:22

money.

Speaker: 00:10:22

>> Ai Sarah: Absolutely. And once you have those goals in place,

Speaker: 00:10:25

you can start to create a plan like your financial workout

Speaker: 00:10:28

routine. This might involve creating a budget, tracking your

Speaker: 00:10:30

spending, or maybe exploring different investment options.

Speaker: 00:10:33

And just like a trainer might adjust our workout routine as we

Speaker: 00:10:36

progress, we need to regularly check in with

Speaker: 00:10:39

our finances and make adjustments as needed.

Speaker: 00:10:41

>> Ai Westly: It's like having that ongoing feedback loop. Right?

Speaker: 00:10:44

But what about those times when we feel like we're veering

Speaker: 00:10:47

off track, slipping back into old habits, or

Speaker: 00:10:50

feeling overwhelmed by our finances? Where does

Speaker: 00:10:53

money as a companion fit into those

Speaker: 00:10:55

situations?

Speaker: 00:10:56

>> Ai Sarah: That's where that idea of open communication becomes

Speaker: 00:10:59

so crucial. Remember, we're treating money as a

Speaker: 00:11:02

partner, and any good partnership is built on

Speaker: 00:11:05

trust and honest communication. So if you're feeling stressed

Speaker: 00:11:08

about money, don't just brush those feelings under the rug. Talk

Speaker: 00:11:11

to your money partner.

Speaker: 00:11:12

>> Ai Westly: I have to admit that sounds a little strange at first. Like, how do you actually

Speaker: 00:11:15

have a conversation with money?

Speaker: 00:11:17

>> Ai Sarah: It might feel awkward initially, but trust me, it

Speaker: 00:11:20

can be incredibly helpful. You could try journaling about your

Speaker: 00:11:23

financial concerns, or even just speaking out loud to

Speaker: 00:11:25

yourself about your money goals and challenges. The

Speaker: 00:11:28

important thing is to bring those feelings to the surface and

Speaker: 00:11:31

acknowledge them.

Speaker: 00:11:32

>> Ai Westly: It's about becoming more conscious and intentional with our

Speaker: 00:11:35

finances. Not ignoring our emotions or pretending everything

Speaker: 00:11:38

is fine, but actually acknowledging those feelings

Speaker: 00:11:40

and working with money to find solutions.

Speaker: 00:11:43

>> Ai Sarah: Exactly. And remember, just like a good

Speaker: 00:11:46

trainer motivates us to push ourselves and reach

Speaker: 00:11:49

our full potential, money, when viewed as

Speaker: 00:11:52

a companion, can also inspire us to grow and achieve

Speaker: 00:11:55

that true financial well being.

Speaker: 00:11:57

>> Ai Westly: Its not just about Crunching numbers and creating spreadsheets.

Speaker: 00:12:00

It about cultivating a relationship with

Speaker: 00:12:03

money that feels supportive,

Speaker: 00:12:05

empowering, and maybe even, dare

Speaker: 00:12:08

I say, enjoyable.

Speaker: 00:12:09

>> Ai Sarah: Absolutely. And you know that enjoyment can come from

Speaker: 00:12:11

celebrating those financial wins, no matter how small they might

Speaker: 00:12:14

seem. Did you manage to stick to your budget this month?

Speaker: 00:12:17

Awesome. Did you pay off a credit card? Thats fantastic.

Speaker: 00:12:20

Celebrate those little victories. They deserve to be acknowledged

Speaker: 00:12:23

and they help us build momentum.

Speaker: 00:12:24

>> Ai Westly: Thats such a good point. It's easy to get caught up in what we haven't

Speaker: 00:12:27

accomplished yet, but celebrating those small wins,

Speaker: 00:12:30

it helps us stay motivated and keeps us moving towards those bigger

Speaker: 00:12:33

financial goals.

Speaker: 00:12:34

>> Ai Sarah: It does. And remember, money,

Speaker: 00:12:37

just like a good trainer, can help us push past our comfort

Speaker: 00:12:40

zones, achieve things we might not have thought possible.

Speaker: 00:12:43

Maybe it encourages you to try a new investment strategy or

Speaker: 00:12:46

start a side hustle or even negotiate a raise.

Speaker: 00:12:49

But it's also crucial to remember that money isn't the answer

Speaker: 00:12:52

to everything. It's a tool, a

Speaker: 00:12:54

companion, but not the ultimate source of

Speaker: 00:12:57

HAC/iness or fulfillment.

Speaker: 00:12:59

>> Ai Westly: So it's about finding that balance, right? Between using

Speaker: 00:13:01

money's power as a tool and a guide,

Speaker: 00:13:04

but also recognizing its limitations.

Speaker: 00:13:07

>> Ai Sarah: Exactly. And that balance will look different for everyone. It's

Speaker: 00:13:09

about figuring out what works for you, for your

Speaker: 00:13:12

values and your unique circumstances.

Speaker: 00:13:14

>> Ai Westly: This conversation is really challenging me to think about money

Speaker: 00:13:17

in a completely different light. It's not just about the numbers.

Speaker: 00:13:20

It's about the relationship we have with it, the stories we tell

Speaker: 00:13:23

ourselves about it, and the choices we make in partnership with

Speaker: 00:13:26

it.

Speaker: 00:13:26

>> Ai Sarah: And that's really the essence of what Husserl is trying to convey.

Speaker: 00:13:29

We have more agency, more power in our financial

Speaker: 00:13:32

lives than we often give ourselves credit for. We don't have

Speaker: 00:13:35

to be victims of circumstance or slaves to those

Speaker: 00:13:38

past experiences. We can choose to rewrite those

Speaker: 00:13:41

money stories, cultivate a more positive relationship

Speaker: 00:13:44

with money, and create a financial reality that truly

Speaker: 00:13:46

supports our dreams.

Speaker: 00:13:48

>> Ai Westly: I love that. But I also know how overwhelming

Speaker: 00:13:51

and isolating those financial challenges can feel.

Speaker: 00:13:53

Sometimes we might feel ashamed or embarrassed to even

Speaker: 00:13:56

talk about our money struggles, even with those closest to

Speaker: 00:13:59

us.

Speaker: 00:13:59

>> Ai Sarah: You're absolutely right. It can feel very isolating. And that's

Speaker: 00:14:02

precisely why it's so important to remember we're not alone

Speaker: 00:14:05

in this. Countless people face similar challenges, and there's

Speaker: 00:14:08

a wealth of support available if we're willing to reach

Speaker: 00:14:11

out.

Speaker: 00:14:11

>> Ai Westly: So where can we turn for help if we're feeling stuck or

Speaker: 00:14:14

overwhelmed?

Speaker: 00:14:15

>> Ai Sarah: Well, there are amazing financial advisors who can

Speaker: 00:14:18

provide guidance, help us create a solid plan,

Speaker: 00:14:21

manage investments and navigate those complex

Speaker: 00:14:24

financial decisions. There are therapists who specialize

Speaker: 00:14:26

in money related anxiety, helping people develop

Speaker: 00:14:29

healthier financial habits. And there's an abundance of

Speaker: 00:14:32

books, podcasts, online communities

Speaker: 00:14:35

offering valuable insights and practical advice.

Speaker: 00:14:37

>> Ai Westly: So it's okay to ask for help whether it's from a

Speaker: 00:14:40

professional, a trusted friend, or even tapping

Speaker: 00:14:43

into that collective wisdom through books and online communities?

Speaker: 00:14:46

>> Ai Sarah: Exactly. Seeking guidance and support is

Speaker: 00:14:49

not a sign of weakness. In fact, it often takes a lot of strength

Speaker: 00:14:52

and self awareness to do so. And remember,

Speaker: 00:14:54

there'no one size fits all solution. It's about

Speaker: 00:14:57

exploring what works for you and your unique situation.

Speaker: 00:15:00

>> Ai Westly: This conversation has been eye opening. Really. Im'already seeing

Speaker: 00:15:03

how I can apply these ideas to my own life. As we wrap

Speaker: 00:15:06

up this part of our deep dive, is there anything else you'd like to

Speaker: 00:15:09

highlight before we move on to the final part?

Speaker: 00:15:11

>> Ai Sarah: Yes, there is one more crucial piece I want to touch upon.

Speaker: 00:15:14

Hussell makes it very clear that financial well being isnt

Speaker: 00:15:17

just about reaching some dist and goal. It's also

Speaker: 00:15:20

about finding joy in the journey itself.

Speaker: 00:15:22

>> Ai Westly: I love that it's easy to get so fixated on those

Speaker: 00:15:25

financial goals that we forget to appreciate where we

Speaker: 00:15:28

are right now and acknowledge the progress we've already made.

Speaker: 00:15:31

>> Ai Sarah: Exactly. It's about finding ways to bring joy and

Speaker: 00:15:34

gratitude into our financial lives, even when we're facing

Speaker: 00:15:37

challenges or setbacks.

Speaker: 00:15:39

>> Ai Westly: So how do we actually do that? How do we find joy in something

Speaker: 00:15:42

that can often feel stressful and overwhelming?

Speaker: 00:15:44

>> Ai Sarah: It starts with a shift in perspective. Instead of viewing

Speaker: 00:15:47

money as a source of anxiety, what if we started

Speaker: 00:15:50

seeing it as a tool for creating experiences,

Speaker: 00:15:53

building relationships, pursuing our passions?

Speaker: 00:15:55

>> Ai Westly: I like that shift, focusing on the

Speaker: 00:15:58

possibilities that money can unlock rather

Speaker: 00:16:01

than the limitations it might seem to impose.

Speaker: 00:16:03

>> Ai Sarah: Precisely. It's about using money to enhance

Speaker: 00:16:06

our lives, not letting it control us.

Speaker: 00:16:09

And that might mean making choices that prioritize

Speaker: 00:16:12

experiences over possessions, spending time with loved

Speaker: 00:16:14

ones, overwork, working those long hours, or pursuing creative

Speaker: 00:16:17

endeavors that light us up even if they don't bring in a

Speaker: 00:16:20

huge income.

Speaker: 00:16:21

>> Ai Westly: It's about remembering that money is a means to an end,

Speaker: 00:16:24

not the end in itself.

Speaker: 00:16:26

>> Ai Sarah: Exactly. And when we start to view money in that

Speaker: 00:16:28

light, it can actually become a source of joy and

Speaker: 00:16:31

fulfillment rather than a constant burden of

Speaker: 00:16:34

stress and worry.

Speaker: 00:16:35

>> Ai Westly: This is really making me think differently about wealth.

Speaker: 00:16:38

It's not just about the external stuff, the numbers, but

Speaker: 00:16:41

about that internal experience of abundance and

Speaker: 00:16:43

fulfillment.

Speaker: 00:16:44

I'm excited to move on to the final part of our deep dive

Speaker: 00:16:47

and explore what a truly fulfilling and Abundant life

Speaker: 00:16:50

can live like beyond just the balance in our bank accounts.

Speaker: 00:16:53

So we've covered a lot of ground, haven't we? Money stories, reframing

Speaker: 00:16:56

our relationship with money, treating it like a personal trainer.

Speaker: 00:16:59

It's a lot to take in. But I keep coming back to this

Speaker: 00:17:02

idea of what a fulfilling and abundant life really looks

Speaker: 00:17:05

like, beyond just the financial aspect. What

Speaker: 00:17:08

did Husserell have to say about that?

Speaker: 00:17:09

>> Ai Sarah: Well, she doesn't give us a one size fits all answer, which

Speaker: 00:17:12

I appreciate. Instead, she challenges us to define

Speaker: 00:17:15

abundance for ourselves. It's about asking,

Speaker: 00:17:18

what are the things that make you feel truly

Speaker: 00:17:21

alive and content?

Speaker: 00:17:22

>> Ai Westly: It makes you wonder, doesn't it? Sometimes we get so caught up

Speaker: 00:17:25

in chasing financial success. Mhm. That we forget to

Speaker: 00:17:28

even ask ourselves those questions. What truly

Speaker: 00:17:31

matters? Is it spending time with family,

Speaker: 00:17:33

pursuing creative passions, making a difference in

Speaker: 00:17:36

the world?

Speaker: 00:17:37

>> Ai Sarah: I think that's a really important point. We can easily fall into

Speaker: 00:17:40

that trap of thinking, if I just had X amount of money, then I'd

Speaker: 00:17:43

be happy. But Hussler's argument is that real

Speaker: 00:17:46

abundance comes from aligning our financial goals with

Speaker: 00:17:48

our deepest values and aspirations. And those are

Speaker: 00:17:51

unique to each of us.

Speaker: 00:17:52

>> Ai Westly: Right? It's not about following some external formula. It's about

Speaker: 00:17:55

figuring out what truly resonates with us as

Speaker: 00:17:58

individuals. So if we understand our money story,

Speaker: 00:18:00

rewrite those parts that aren't serving us, and start seeing

Speaker: 00:18:03

money as a tool to support those values,

Speaker: 00:18:06

then we can actually use it to build a life that feels

Speaker: 00:18:09

fulfilling regardless of how much we earn.

Speaker: 00:18:11

>> Ai Sarah: Exactly. Wealth is an experience, not just

Speaker: 00:18:14

a number. It's about feeling whole and

Speaker: 00:18:16

satisfied in all areas of your life.

Speaker: 00:18:19

>> Ai Westly: Have you ever had a moment where you realized you were

Speaker: 00:18:22

pursuing a financial goal that didn't actually align with what

Speaker: 00:18:25

you truly valued?

Speaker: 00:18:26

>> Ai Sarah: Oh, definitely. There was a time when I was

Speaker: 00:18:28

completely focused on climbing the corporate ladder. I thought

Speaker: 00:18:31

reaching a certain position and salary would bring me happiness and

Speaker: 00:18:34

security. But along the way, I realized I was sacrificing

Speaker: 00:18:37

my health, my relationships, my creativity. It

Speaker: 00:18:40

was a real wake up call to reevaluate what really mattered

Speaker: 00:18:43

to me and redefine what success meant on a personal

Speaker: 00:18:46

level.

Speaker: 00:18:46

>> Ai Westly: That's such a powerful story. It shows how easily we can get

Speaker: 00:18:49

caught up in those external measures of success.

Speaker: 00:18:52

Husserl encourages us to step back and ask what brings em

Speaker: 00:18:55

me joy? And it might be something simple. Spending time

Speaker: 00:18:58

in nature, volunteering, learning a new skill.

Speaker: 00:19:00

>> Ai Sarah: And it's about finding ways to incorporate those things into our

Speaker: 00:19:03

lives. Even if it means making some adjustments to our

Speaker: 00:19:06

financial goals or our career paths. Maybe it means

Speaker: 00:19:09

downsizing to free up more time or taking a

Speaker: 00:19:12

calculated risk to pursue a passion project.

Speaker: 00:19:14

>> Ai Westly: That's what I find so empowering about this concept

Speaker: 00:19:17

of enough. It's not about deprivation. It's about

Speaker: 00:19:20

making conscious choices about what we want to prioritize

Speaker: 00:19:23

and then using money as a tool to support those.

Speaker: 00:19:25

>> Ai Sarah: Choices and recognizing that those choices

Speaker: 00:19:28

might change over time. What feels fulfilling at one

Speaker: 00:19:31

stage of life might look different later on. The key

Speaker: 00:19:34

is to stay connected to your values and be willing

Speaker: 00:19:37

to adapt as needed.

Speaker: 00:19:39

>> Ai Westly: I love that it's not about finding the perfect formula, it's

Speaker: 00:19:42

about being mindful and intentional.

Speaker: 00:19:44

As we wrap up this deep dive, what's one final thought

Speaker: 00:19:47

you'd like to leave our listeners with?

Speaker: 00:19:48

>> Ai Sarah: I think I Id go back to Hustl's words. It's never too late to

Speaker: 00:19:51

start cultivating a healthier and more joyful relationship with

Speaker: 00:19:54

money. It's a journey, not a destination. Be

Speaker: 00:19:57

kind to yourself along the way and remember you have the power

Speaker: 00:20:00

to create a life that feels truly abundant and meaningful

Speaker: 00:20:03

to you.

Speaker: 00:20:03

>> Speaker C: That's such a great reminder. Financial well being is within reach for

Speaker: 00:20:06

all of us. It starts with awareness,

Speaker: 00:20:09

curiosity and that willingness to embark on

Speaker: 00:20:12

this journey of self discovery. So as you continue

Speaker: 00:20:15

exploring your relationship with money, remember youre not

Speaker: 00:20:18

alone. Theres support out there and you have the

Speaker: 00:20:21

power to shape your financial reality in a way that supports your

Speaker: 00:20:24

dreams and your values. Thanks for joining us for this

Speaker: 00:20:27

deep dive. Well see you next time.