291: [Alissa Maizes] Your Emergency Fund Is Not Enough
In this enlightening episode of About That Wallet, host Anthony Weaver reconnects with Alissa from Amplify My Wealth after almost two years. Together, they delve into the financial challenges faced by the sandwich generation, especially those balancing responsibilities between their children and aging parents.
Alissa shares her expertise on simplifying finances for women and families, emphasizing the importance of prioritizing personal financial health before taking on the financial burdens of others. They discuss the misconceptions surrounding emergency funds, the significance of a solid financial mindset, and the need for clear boundaries when supporting adult children.
💬 Question of the Day: What strategies are you implementing to ensure your financial well-being while supporting your family? Share your thoughts in the comments!
💡 Interested in Alissa's insights? Follow her on Instagram at Amplify My Wealth for valuable tips and resources.
🔔 Don't forget to subscribe and hit that notification bell for more expert advice on financial wellness and family dynamics!
=||Chapters||=
(00:00) Introduction
(02:15) Alissa's background and services
(10:30) Financial challenges for the sandwich generation
(18:45) Aligning values with financial goals
(25:00) The importance of emergency funds
(32:15) Setting boundaries with adult children
(40:00) Creating generational wealth
(45:30) Final thoughts and advice
(50:00) How to connect with Alissa
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episode 291
Transcript
>> Alissa Maizes: Your charge card is not your emergency fund.
Speaker:Because there are people who feel that a charge card is an
Speaker:emergency fund. It isn't. And you could be
Speaker:charged 30%, um,
Speaker:on the interest that, uh, you'd have a new
Speaker:emergency if you choose that to be your emergency
Speaker:fund. And it creates unnecessary
Speaker:stress.
Speaker:>> Anthony Weaver: Welcome back, everybody, to another exciting show, the
Speaker:about that Water podcast, where we help you
Speaker:build strong financial habits. My name is Anthony and
Speaker:we love focusing on the sandwich
Speaker:generation. So today I have
Speaker:the awesome opportunity to bring somebody on that
Speaker:hasn't been on the show for almost two years since
Speaker:episode 212. Her name
Speaker:is Alyssa from Amplify My Wealth. How
Speaker:you doing today, Alyssa?
Speaker:>> Alissa Maizes: Great. How are you? Thank you so much for having me
Speaker:back.
Speaker:>> Anthony Weaver: You're welcome. Uh, for those of the people who don't
Speaker:know, um, about you and your business or
Speaker:just getting into know you can you just kind of
Speaker:refresh them, uh, just a quick high level
Speaker:of what are your services and what do you
Speaker:do?
Speaker:>> Alissa Maizes: So I help women and their
Speaker:families who are usually
Speaker:earning six figures,
Speaker:sometimes not, but usually earning six figures as
Speaker:a household. Maybe they have six figures
Speaker:or that is their goal. And I also help
Speaker:you young adults who are starting on their financial
Speaker:journey wherever they are. And I
Speaker:help them so they can prioritize
Speaker:having more money and building their wealth
Speaker:by simplifying finances because it doesn't
Speaker:have to be overwhelming and complicated. So I
Speaker:like to simplify it so they can really do
Speaker:it on their own, but with the expertise
Speaker:and advice that I can offer them. So I do
Speaker:have different advising options,
Speaker:but I also have a lot of free material.
Speaker:So if you're DIY and you're thinking, I'm
Speaker:not interested in Financial advisor,
Speaker:definitely go to my Instagram
Speaker:and grab what you want. It's there for
Speaker:free. So definitely I share a lot of
Speaker:tips, but I also have guides and other things and it's really
Speaker:free. I'm not charging for it, so
Speaker:that's what I do.
Speaker:>> Anthony Weaver: Awesome.
Speaker:And you know, since you given that you
Speaker:tailored all your advice to like, women and families,
Speaker:like in six figure household net worth, like what
Speaker:is specific financial, financial challenges that
Speaker:you see that the, uh, sandwich generation
Speaker:is facing.
Speaker:>> Alissa Maizes: So one of the things that I find is that no
Speaker:matter how much more money someone might
Speaker:make, that they are still often
Speaker:living paycheck to paycheck, they're not
Speaker:necessarily prioritizing their own
Speaker:finances for their future. And I
Speaker:think that that is really the largest
Speaker:challenge is to take a moment, whether
Speaker:you're earning six figures or that's
Speaker:completely unrelatable to you at this moment
Speaker:is to focus on what you need
Speaker:in the future, how much are your expenses now,
Speaker:and how much do you think they'll be in the future? And
Speaker:not focus on taking care of everyone else. Because
Speaker:you can't take care of other people if you can't take care of
Speaker:yourself first.
Speaker:>> Anthony Weaver: Yeah. And usually with the kids
Speaker:coming up and, you know, everybody's.
Speaker:I mean, I'm sure people do
Speaker:not not look at their children and
Speaker:think like, how am I aligning my values
Speaker:and my household to
Speaker:the next generation of, uh, you
Speaker:know, life and also with finances.
Speaker:But what are those things, uh, that
Speaker:can actually help align when
Speaker:it comes to tuition because you have children of your
Speaker:own, and how are you actually dealing with
Speaker:them when, uh, it comes to going through college?
Speaker:>> Alissa Maizes: So it's really important and as you
Speaker:pointed out, challenging for people to
Speaker:figure out how are they going to take care of their retirement
Speaker:and if they want to pay for their
Speaker:children to go to school, how they're going to do that. Uh,
Speaker:are there people in their family that they've been
Speaker:helping whether they should or shouldn't? Oftentimes
Speaker:people are helping their adult kids and
Speaker:not stopping, even though they can't
Speaker:afford to take care of their own needs. And I've
Speaker:seen that as well. So, like I said, I think the
Speaker:first thing to do is figure out your own
Speaker:finances. And then if you have other
Speaker:people that you'd like to help, whether it's
Speaker:you have younger kids and you'd like to set aside money
Speaker:to help them with college, um, or
Speaker:maybe there's someone in your family that you'd like to go
Speaker:visit more often or help them with something.
Speaker:First take care of your own finances. Then
Speaker:see, is there leftover over money to help other
Speaker:people? If there isn't and it's still
Speaker:important to you, then I think you really need to
Speaker:dig a little deeper into your expenses
Speaker:that you have and figure out what
Speaker:you can live without. Think about
Speaker:what you value most and try and keep those
Speaker:things going as best as you can. Maybe there are
Speaker:some alternatives to the way you spend money
Speaker:on what you value and then with the extra
Speaker:money, allocate it to the other things
Speaker:or people in your life that important to you.
Speaker:>> Anthony Weaver: Nice. Um, because it sounds
Speaker:simple. Um, how did you do it?
Speaker:>> Alissa Maizes: So it's definitely right. It's.
Speaker:My explanation could be simple, but.
Speaker:But because it is simple, right? I mean,
Speaker:the idea is very simple, but putting
Speaker:it into place, implementing it
Speaker:is not always so simple. The first thing
Speaker:that I think about is your money mindset
Speaker:and how that impacts your ability. Maybe you have a
Speaker:mindset that, unbeknownst to you,
Speaker:are creating, um, barriers to building
Speaker:wealth. And that's very common.
Speaker:Um, so definitely that's another thing is dealing
Speaker:with your money mindset and seeing how you
Speaker:can overcome that. And usually by
Speaker:knowing about it and then creating
Speaker:habits that might be difficult at
Speaker:first, such as, you know, maybe you're not spending on
Speaker:certain things, but you're so used to it, and in your
Speaker:head you think that that's going to make you feel
Speaker:better about spending on it. So maybe
Speaker:making some rules for yourself so you
Speaker:can stop doing that.
Speaker:But back to your question. Um, because
Speaker:I wanted to address that. The simplicity, as you put
Speaker:it, um, is what I
Speaker:did was I was always
Speaker:maxing out saving for retirement. I
Speaker:didn't do it the way I recommend people doing
Speaker:it, although it worked for me.
Speaker:I lived on my own after law
Speaker:school and never asked my parents
Speaker:for anything after law school. They were very
Speaker:generous. I was lucky not to have student debt. And
Speaker:when I took my first job after
Speaker:law school and they were talking about
Speaker:the 403B, which is a
Speaker:401K for, um,
Speaker:public sector. So I was working for the government at
Speaker:the time. I heard what
Speaker:they were talking about, and I'm like, well, I'm just going to do the
Speaker:max. I didn't think about whether I had the money
Speaker:to do it. I just did it. And I
Speaker:didn't create a budget. And I was living very
Speaker:tight. I was living in
Speaker:a studio apartment that was the
Speaker:size of my bathroom right now. The
Speaker:bathroom I have, um, so I'm not,
Speaker:uh. It was lovely in a lovely neighborhood.
Speaker:I have no complaints. But I
Speaker:definitely made sure I lived
Speaker:in, uh, an apartment I could
Speaker:afford. So I prioritized that. But I
Speaker:was already living in the apartment and didn't think about my budget.
Speaker:I just made it work. And so that
Speaker:definitely set me up for saving
Speaker:adequately for retirement. And just that mindset
Speaker:of putting my future first, and
Speaker:that's always how I was. And then
Speaker:with my kids and paying for college,
Speaker:it was something that was really important to me. And
Speaker:so I was already saving enough for retirement. So
Speaker:I was in a pretty healthy situation. But I
Speaker:realized not everyone is in that
Speaker:situation when they're listening to this or decide to do
Speaker:it. But that is the difference of doing it
Speaker:sooner rather than later. But the alternative
Speaker:is you can't take out a
Speaker:loan for retirement, but there are
Speaker:loans for college. And I'm not A
Speaker:big fan of, you know,
Speaker:straddling your kids with lots of
Speaker:loans because I think it's daunting. And
Speaker:the value of education, while it's important,
Speaker:the overwhelming feeling of a large amount
Speaker:of debt can hinder
Speaker:your happiness. So I don't think that's
Speaker:necessarily the answer. But there are other solutions.
Speaker:Whether it's working while you're in
Speaker:school, going to community college
Speaker:first, so it's less expensive, and then if
Speaker:they want to, to transfer to university
Speaker:scholarships, which if you're willing to go
Speaker:to school, that might be a little bit
Speaker:below where a child is to is
Speaker:able to get into, they're more likely to get more
Speaker:scholarship money living at home. They're all
Speaker:different ways to do it. But the
Speaker:most important takeaway that I hope people get
Speaker:is start taking care of your own
Speaker:financial needs first. Even if it means
Speaker:altering what your family is used to right
Speaker:now, they'll get used to it. And your
Speaker:kids will also learn from you about how
Speaker:to be disciplined, which is truly.
Speaker:Generational wealth is teaching
Speaker:the future generations how to be better
Speaker:with money. Because just giving someone
Speaker:money is not generational wealth. Usually they
Speaker:blow through the money in one to three generations.
Speaker:Some people spend their inheritance before they
Speaker:actually get it. So true
Speaker:generational wealth is, uh, changing your
Speaker:trajectory now. Living differently with
Speaker:your money and being open with your kids
Speaker:so they can learn too. And then when they get
Speaker:money, they will do much better than we will. That is
Speaker:my hope for everyone.
Speaker:>> Anthony Weaver: Yeah.
Speaker:Because one of the things when it comes to financial
Speaker:literacy, as a content
Speaker:creator, as, uh, yourself, um, what are the
Speaker:most important financial literacy topics for the Sam's
Speaker:generation should be aware of just to kind of
Speaker:navigate the complex financial situation.
Speaker:>> Alissa Maizes: So I, I think, you know, whenever
Speaker:I share something, because like you said, I
Speaker:really do, you know, or intimated, I do
Speaker:care about financial literacy. It's really the thing that
Speaker:motivated me to even start doing what
Speaker:I'm doing, and it's something I'm
Speaker:really passionate about, is I would
Speaker:say the number one thing is to put yourself first
Speaker:and do something now, no matter how
Speaker:small it is. If you are looking
Speaker:at your finances and you're thinking, I
Speaker:can't do anything, there's just no extra money.
Speaker:If you could find one thing, it could
Speaker:be a streaming service. It could be
Speaker:maybe eat less meat. It could be,
Speaker:um, maybe you don't need two cars for
Speaker:your family and you could find a way to deal with
Speaker:one car. Maybe it's moving in with someone
Speaker:or finding a less expensive place to live because
Speaker:Usually where we live is often
Speaker:costing us the most amount of money. Maybe
Speaker:it's not sending your kids to
Speaker:private school or it's a grandparent helping
Speaker:with the grandkids instead of daycare. Kids did
Speaker:not have daycare for years and had family
Speaker:take care of their kids and they were fine.
Speaker:You know, there's no study
Speaker:saying that's what threw them all off and that's why they're all
Speaker:a mess now. Like there's just nothing out there saying
Speaker:that. And often there are family members
Speaker:that are very, you know,
Speaker:grateful to be able to spend more time with the
Speaker:younger people. And it's good for them too.
Speaker:So maybe they won't be doing an activity every
Speaker:15 minutes, but that's okay. The kids will be
Speaker:fine. And for better or worse,
Speaker:most kids don't store memories at that age. Like
Speaker:if you ask them in their 20s, they will not
Speaker:remember. Maybe they'll remember spending the time with those
Speaker:people, but they won't remember that they
Speaker:didn't go to daycare and that, that was an awful
Speaker:thing. Um, they'll be fine. So I think,
Speaker:thinking out of the box, think of one thing. Even
Speaker:if it's $5, you could save and now
Speaker:if it's high interest, credit card debt, that's
Speaker:usually a great place to start. Maybe you put an extra
Speaker:$5 towards paying off that. Ah, if
Speaker:you have no debt and you're just looking to save a little
Speaker:bit more for retirement, maybe if you have an
Speaker:employer, you get in touch with them, you increase your contributions,
Speaker:or if you don't have an employer and
Speaker:you could find a, uh, different tax advantaged account
Speaker:to save for retirement, or even a brokerage account
Speaker:if you just need some extra money or the
Speaker:other options aren't open to you or
Speaker:whatever it might be, the most important thing
Speaker:is do something and do it now and
Speaker:celebrate your wins. Whether it's $5 or
Speaker:$500, whatever it is, it is worth
Speaker:celebrating because it's doing something.
Speaker:And those are the things that change your
Speaker:mindset in a positive wealth
Speaker:and what will also change your wealth.
Speaker:>> Anthony Weaver: Okay, I love that.
Speaker:Um, one of the things that when it comes
Speaker:to investing, not just in yourself,
Speaker:because you, you mentioned earlier, which is, I call it the
Speaker:defense part of finances, which is
Speaker:cutting back, looking at what you have,
Speaker:um, and pretty much shrinking everything to the
Speaker:point where it's like, okay, this is the bare minimum that I'm willing to live
Speaker:with. Can you talk a little bit about the offense side
Speaker:of the house? How are we going to make some Money dealing with,
Speaker:you know, kids and also parents.
Speaker:>> Alissa Maizes: So I think that that's important too. So I
Speaker:will. Right now I am working,
Speaker:um, and I have been for a number of
Speaker:years. But there were years that I was a stay at home
Speaker:mom and I
Speaker:first of all did bring value to my
Speaker:family. But besides that, I
Speaker:decided that I would take
Speaker:greater control of my finances than I
Speaker:had been. And that is a great
Speaker:way to make money too. I think a lot of people think
Speaker:it's just about your job and
Speaker:certainly that is a great way to bring in money. But I see a lot
Speaker:of people that are making a few
Speaker:hundred thousand dollars and they are
Speaker:not saving anything. They don't have enough for
Speaker:retirement. I mean their
Speaker:kids future school is the least of,
Speaker:uh, their concerns. They're literally living
Speaker:paycheck to paycheck, eliminating
Speaker:credit card debt. Some of them have student
Speaker:loans. It's overwhelming. And I
Speaker:think the way we manage our money,
Speaker:although it's not how people think about
Speaker:earning money, but it earns money. I
Speaker:mean, that's the truth of it. So even if you
Speaker:are a stay at home parent, if there's
Speaker:money that you have or money that's coming in
Speaker:that you can allocate to your future self or
Speaker:other goals that you have and invest it
Speaker:in a diversified portfolio of
Speaker:low expense mutual funds or
Speaker:ETFs, you can grow your wealth
Speaker:and that's earning money too. So that's
Speaker:one way. But the more traditional way is
Speaker:having a job or a business.
Speaker:And I know a lot of people make. It
Speaker:seemed really easy to have a business and earn money
Speaker:and it's not. So if you're
Speaker:thinking, look at what all those people do, it's not
Speaker:easy. So I don't think people
Speaker:should just jump into that without realizing how
Speaker:challenging it really is. Um, before you make,
Speaker:most people make money.
Speaker:And the great thing, I'm not saying one is better
Speaker:than the other. I think whatever is good for you
Speaker:is great. But don't let the
Speaker:glamour of entrepreneurship turn you
Speaker:away from a good job with good
Speaker:benefits, because there's something to be said for that
Speaker:as well. I think it's really important to consider both
Speaker:or a combination and figure out what's best for you. So
Speaker:that's one way of making money. There are
Speaker:definitely some other options. It's not my
Speaker:specialty of, you know,
Speaker:side gig options. Um, there are
Speaker:people who specialize in that. But I do think
Speaker:figuring out what you are good at
Speaker:and tutoring in that area can
Speaker:be a great way to make some extra Money.
Speaker:And the great thing about tutoring is you could do it virtually
Speaker:or in person. So I think a lot of times
Speaker:people overlook skill sets that they have and
Speaker:how they could help people and make some extra
Speaker:money. And I also think sometimes
Speaker:just looking under your own roof, um,
Speaker:to see how you can make
Speaker:money and maybe there are some items you don't
Speaker:really need that you could sell. Uh, it's
Speaker:not something I personally do myself.
Speaker:I tend to donate or find someone
Speaker:personally
Speaker:who really, you know, needs something
Speaker:and I, it gives me a lot of joy and
Speaker:I normally would choose that.
Speaker:But we're, you know, for some people,
Speaker:they might want to sell something so you could look online and
Speaker:see what you could sell. But like I said, I think the most
Speaker:important thing is finding some money. Whether you're
Speaker:earning extra money or it's the money you already
Speaker:have, or for instance,
Speaker:something that comes to mind that is very common
Speaker:is check in on the money that you have
Speaker:and see where it is. It's definitely important to have
Speaker:an emergency fund which would be liquid money that you
Speaker:could easily access in a money
Speaker:market or a high yield savings
Speaker:account. Where's your cash? Because a
Speaker:lot of people I see have their cash in traditional
Speaker:brick and mortar bank and they're making less
Speaker:than 1% on the money. So right then
Speaker:and there, Anthony, you're talking about how can you
Speaker:make money? Often that's an easy
Speaker:fix. Um, and usually people who do
Speaker:have cash, it's very rare that I find that it's
Speaker:all in a high yield savings account or money market.
Speaker:So that would be one thing that might be
Speaker:right there in front of you right now as you're listening to
Speaker:this log in, you can listen and log in and
Speaker:see where your cash is. And then if
Speaker:it's just sitting there and not making money, then consider
Speaker:an FDIC insured high yield
Speaker:savings account, uh, and make sure they are
Speaker:directly FDIC insured, not a
Speaker:fintech company that sends
Speaker:their money to an FDIC insured,
Speaker:um, bank. Because if
Speaker:the fintech goes under, it's a
Speaker:lot harder to get your money because your relationship is
Speaker:with the fintech company and not with that
Speaker:FDIC insured bank. Or look at your
Speaker:money market. If you have a brokerage account, sometimes they
Speaker:offer a lot as well. And
Speaker:then beyond your,
Speaker:um, high yield savings account or money market
Speaker:for your emergency fund is do you have
Speaker:excess cash that maybe could be
Speaker:invested and then that comes back to
Speaker:the diversified portfolio and making those
Speaker:tax advantage money moves. Because often I'll meet with
Speaker:someone and they have a lot of cash beyond
Speaker:their emergency fund because they're not sure what
Speaker:the next steps are. And I'm not saying that you
Speaker:should just go invest it. You should
Speaker:ideally have expert
Speaker:advice, not TikTok or
Speaker:Instagram or your family that you
Speaker:sat with for the holidays. They don't
Speaker:necessarily know how to do it, but you
Speaker:can also research on your own and figure it out.
Speaker:But just because someone says something that sounds good, even
Speaker:on cnbc, it's not necessarily the best
Speaker:thing for you.
Speaker:>> Anthony Weaver: Yeah.
Speaker:And, um, one of the things we hear a lot now that
Speaker:we have some idea of inkling about playing the
Speaker:offense, um, you talked a
Speaker:little bit about it, which was the emergency fund.
Speaker:How much should the emergency fund be?
Speaker:>> Alissa Maizes: So, generally speaking, people say, you
Speaker:know, look at your expenses. This is a general rule of
Speaker:thumb, and it should be three to six months of,
Speaker:uh, expenses. So
Speaker:that's a great starting point for a conversation, but
Speaker:I think it's important to go a little bit further
Speaker:and think about who is bringing in the
Speaker:money into your home. So if
Speaker:it's two people, then
Speaker:3M. You know, less than six months
Speaker:might be more reasonable because the
Speaker:chances of both of you losing your job are
Speaker:probably less. But if it's one
Speaker:person, I would err on the side of six
Speaker:months, because if that one
Speaker:person loses their job, then there's
Speaker:no income coming in. But the other
Speaker:things to consider are things such as, uh,
Speaker:what's the likelihood of replacing that income?
Speaker:The job market in certain industries
Speaker:is much harder than in others. And
Speaker:so it's really important to be honest with
Speaker:yourself about the reality of this.
Speaker:And also, when you're looking at your expenses, maybe there
Speaker:are some that you would cut if you lost your job. So
Speaker:it doesn't necessarily have to be the
Speaker:ideal life you're living now. It could be
Speaker:the one you're willing to live if you were to lose your
Speaker:job. And the final thing would be
Speaker:is think about your comfort level. So
Speaker:just because it's quote, unquote, six months,
Speaker:if that's not what you feel comfortable with, I
Speaker:would probably do more. There are some people who want a
Speaker:year's worth of expenses, so.
Speaker:So it's important, you know, like I said earlier,
Speaker:that needs to be easily accessible. So that does not
Speaker:mean invest the money, because that's not
Speaker:easily accessible. Your charge
Speaker:card is not your emergency fund. Because there are
Speaker:people who feel that a charge card is an emergency
Speaker:fund. It isn't. And you could be
Speaker:charged 30%,
Speaker:um, on the interest that, ah, you'd have
Speaker:a new emergency. If you choose that to be your
Speaker:emergency fund, and it creates unnecessary
Speaker:stress. Now, if you're not there now and you don't
Speaker:have that, like I said before, with any
Speaker:goal, start small, whatever it
Speaker:is, $5, maybe you're getting a tax
Speaker:refund. Put that in the emergency fund and then
Speaker:do $5 a month. Whatever it is, just
Speaker:do something. Don't, you know, don't be
Speaker:caught up in what you think you can and can
Speaker:do. Find a way to do something.
Speaker:>> Anthony Weaver: Okay, now that we have a way to understand what
Speaker:our emergency fund is, we have
Speaker:our HYSA all
Speaker:covered. What, um, are the
Speaker:conversations that you are having right now with your
Speaker:husband, um, as your parents are getting
Speaker:older, to kind of say, like, hey, what are we
Speaker:going to do with them in a sense, like other,
Speaker:like, not like, do with them, like what. But I mean, as
Speaker:far as if they're going to move in your house or you're going to put them in a
Speaker:nursing home or you're going to build like, like something extra on the
Speaker:land, what do you guys said?
Speaker:>> Alissa Maizes: Yeah, that's a great question. And
Speaker:our conversations, I guess, are not really
Speaker:focused on that as much
Speaker:as trying to honor
Speaker:really and respect that.
Speaker:I would want to, for instance, I would want to
Speaker:make my own decisions and so do our
Speaker:parents. And so while it could
Speaker:be great to suggest things, I think we have to be
Speaker:realistic that. But we're also
Speaker:respecting, um, the elders
Speaker:in our lives. And just like with financial
Speaker:literacy, we set an example for other
Speaker:people in our lives. And
Speaker:I definitely don't want my kids making any
Speaker:decisions for me. I hope that I will never
Speaker:need my power of attorney to be used.
Speaker:Um, a power of attorney for anyone who might not
Speaker:know is it's a document that you should have as part of
Speaker:your estate planning in the event that you
Speaker:can't make your own, um, financial
Speaker:decisions or you need someone to take care of legal
Speaker:decisions for you, and it could happen to you at
Speaker:any age. So it's really important to have that if you
Speaker:don't have that in place. Um, but I'm
Speaker:hoping that no one will ever need to use mine.
Speaker:And I can make my own decisions. So I
Speaker:think it's really important to think about
Speaker:that when we think about the future of
Speaker:our lives and anyone in our
Speaker:life. So I'm hoping my parents will be
Speaker:able to continue to make their own decisions.
Speaker:I've always said to them, so I'm an only
Speaker:child and my parents always said,
Speaker:you know, my mom once Said to me, why are you so focused on
Speaker:saving for the future and you're an only child?
Speaker:And I said, mom, you're.
Speaker:She had me when she was 20. Okay,
Speaker:okay. So I said to her, I'm like, we could end
Speaker:up being in, like, you know, rooms at the same
Speaker:hallway at the same nursing home, right? Like.
Speaker:So I said, I think, uh, my feeling
Speaker:is. And I said to her, I said, uh, just enjoy your life
Speaker:and your money. I'll take care of myself, and you
Speaker:do what's best for you. Don't worry about me.
Speaker:You should spend your money, you should enjoy it. You should be able
Speaker:to take care of yourself. I think it's so important,
Speaker:if you're someone who has a
Speaker:parent and who's alive
Speaker:and you are taking money from them
Speaker:now, is to maybe instead of
Speaker:thinking how you're going to have to take care of them, is
Speaker:cut off the money that you're receiving from your
Speaker:parents to increase the chance that they could take care
Speaker:of themselves. Because it gives them a
Speaker:great feeling of sense, especially if down the
Speaker:road they can't make the legal decisions and
Speaker:you are the power of attorney. But for them to
Speaker:know that they can take care of themselves.
Speaker:So I'm really focused on that
Speaker:outlook of, uh, them being able to take care of
Speaker:themselves and make their decisions, decisions.
Speaker:And what we do is we
Speaker:focus on trying to go see our
Speaker:parents because it's easier for us at this
Speaker:time to go visit them. We live in Florida,
Speaker:they live in New York. So our focus is
Speaker:that and being for them and, uh, being there for them
Speaker:in other ways. My parents had, um,
Speaker:a flood, uh, in their home, and
Speaker:I went to their house, and I was
Speaker:there almost monthly, going back and forth from
Speaker:Florida to New York for months and
Speaker:staying there for a week at a time, two weeks at a
Speaker:time, helping to go through all their
Speaker:belongings from the flood, dealing with
Speaker:insurance company, dealing with the contractor to fix
Speaker:things in their home. And it was
Speaker:really great time that I got to spend with them. So
Speaker:I'm grateful for that. So I think there are other ways we
Speaker:can help our family, but certainly we
Speaker:might. Not us, but just in general,
Speaker:right. As children,
Speaker:besides being there for our parents in that way, there
Speaker:might be other ways we need to be there. But
Speaker:I think if we are not aware of it,
Speaker:certainly if you want to put aside money for that as
Speaker:well, or if you know you're saving enough or you'll cut
Speaker:back your expenses to do it, I think
Speaker:that that's always an option too.
Speaker:>> Anthony Weaver: It is A blessing that you had the
Speaker:finances and the means to actually
Speaker:spend time with them, uh, to make
Speaker:that happen. And I think that's one of the things when it comes to the
Speaker:Sandwich generation, you got to save a little bit more than your
Speaker:personal expenses of your day to day, but also,
Speaker:like you said, for emergencies, if you're
Speaker:not local, to spend with your
Speaker:loved ones during the time of need.
Speaker:>> Alissa Maizes: Yeah, I allocate a lot of money
Speaker:to travel, and most of our travel, because
Speaker:we aren't living in the same state as our family
Speaker:is literally going to the Northeast.
Speaker:You know, everyone's either in New York, and I
Speaker:have one son in the Boston area.
Speaker:So, you know, JetBlue and I
Speaker:are good friends,
Speaker:and that's what I do. And I'm
Speaker:hoping, you know, to continue spending more time
Speaker:there, because that's what I
Speaker:prioritize is my time with
Speaker:my friends and my family and
Speaker:relationships. You know, relationships are
Speaker:everything. But for me, that's something really
Speaker:important.
Speaker:>> Anthony Weaver: So what are the boundaries that you set, uh, for
Speaker:your children or should people set for
Speaker:themselves?
Speaker:>> Alissa Maizes: So, as I've said before, it's so important to
Speaker:prioritize yourself. I think financial
Speaker:boundaries for your children at every age
Speaker:are preferable, because
Speaker:the only way you could prioritize your own finances is
Speaker:if you're not constantly taking care of your
Speaker:kids, even when they probably don't need the
Speaker:financial help. So my kids
Speaker:always knew, for instance, growing up, when they
Speaker:were starting to go out and spend money. I had
Speaker:tried allowance, and it was more of a daunting
Speaker:task for me than anything else. And
Speaker:I don't think it's necessary. I know this is controversial,
Speaker:but I don't think it's necessary to give your kids allowance,
Speaker:let alone money that they didn't earn, because
Speaker:I know no one's going to give me money unless I earn it.
Speaker:So I had decided to
Speaker:stop doing the allowance at a very young
Speaker:age. And instead what
Speaker:I would do is if they were going out, I told them
Speaker:if they got receipts for their
Speaker:spending, so they had some cash that they had gone
Speaker:from gifts. But if they had receipts or
Speaker:I knew sometimes it wasn't like something they could do
Speaker:is get a receipt, but they came home and told me right
Speaker:away this is exactly what I spent it on,
Speaker:then I would give them the money for it. There were
Speaker:a few times in the beginning that, uh, it might
Speaker:have been forgotten, the receipts or to ask,
Speaker:and they didn't get the money. So they quickly
Speaker:understood what they had to do to get
Speaker:the money that's how I dealt with it when they
Speaker:were younger. Now I have one who is out
Speaker:of college and one who is about to be out of
Speaker:college. We have created,
Speaker:as we did then, very clear boundaries of
Speaker:what we're willing to pay for and what we're not.
Speaker:So the only thing that we will ongoing
Speaker:provide for them until age
Speaker:26 is as long as we have
Speaker:healthcare insurance that we will give
Speaker:them the choice of being a part of it. It doesn't cost us
Speaker:that much. And the reality is for
Speaker:them, if one of my kids is an
Speaker:entrepreneur, the one graduating from college,
Speaker:for him to get good healthcare would cost a
Speaker:fortune. And truthfully it doesn't cost us
Speaker:much and we want to be able
Speaker:to provide it and we can do, uh, up to age
Speaker:26. So we decided we would offer it to
Speaker:both of them because that's something that's important
Speaker:to us, that they have good health care. And the
Speaker:other thing is we decided to just throw in the cell
Speaker:phone up to that age. So everyone knows
Speaker:26, you're on your own for those two
Speaker:things and everything else. There are other things we pay
Speaker:for from time to time, um, arguably
Speaker:self serving things, um, whether
Speaker:because we want to get our kids something special that they
Speaker:otherwise wouldn't get themselves, like gift
Speaker:or it could be of course, airline
Speaker:tickets home. Okay, I know it's self
Speaker:serving, but I feel that's okay
Speaker:too. It saves them some money and they know they
Speaker:could always come home and not let money be the barrier
Speaker:to them coming home and then some other,
Speaker:you know, miscellaneous things like meals out and things
Speaker:like that. But generally speaking, I think it's really
Speaker:important the kids are on their own. That
Speaker:people aren't continuously funding their
Speaker:kids. I think it's not good for.
Speaker:It doesn't give them the ability to do it on
Speaker:their own. And when does it stop and
Speaker:how do you balance your finances? And I've
Speaker:seen this where people who are
Speaker:literally want to
Speaker:retire but they're paying for
Speaker:everything from the car insurance to the
Speaker:car to the upkeep of the car. And there
Speaker:these are people who want to retire and they're
Speaker:accumulating credit card debt because they
Speaker:don't have enough money, but they don't
Speaker:cut the expenses that they're covering for
Speaker:their grown kids who could afford themselves. And
Speaker:truthfully if they can't, they shouldn't have all these
Speaker:things that they can't afford. So I know
Speaker:that might not be the most popular thing, but I do
Speaker:think it's important that we let our Kids know,
Speaker:we know they could do it on their own.
Speaker:And like I said before, that's, that's
Speaker:what generational wealth is about. It's about giving
Speaker:them the tools and also letting them know
Speaker:we are confident that they could do it, uh,
Speaker:empower them to do it on their own and at
Speaker:the same time increase your finances. So
Speaker:look at what you're doing for your kids right now
Speaker:and just be honest with them because I do think
Speaker:it's not fair to just
Speaker:surprise them. And all of a sudden it
Speaker:hits them, um, have a conversation with
Speaker:them, tell them, tell them what the boundaries
Speaker:are. I think it'll really be better for
Speaker:everyone.
Speaker:>> Anthony Weaver: Um, so we coming down to the third segment
Speaker:of the show, which is the features.
Speaker:So what areas of focus,
Speaker:um, are you looking to improve
Speaker:in your own life?
Speaker:>> Alissa Maizes: So I really am focusing
Speaker:on my, you know
Speaker:what, I guess what makes me happy is really
Speaker:my focus. So I feel that I'm
Speaker:in a good place as far as
Speaker:financially. I feel that I'm, um, comfortable
Speaker:where I am. I still spend time on my
Speaker:own finances too. I'm grateful to
Speaker:help other people. So my
Speaker:focus would motivates me in my,
Speaker:um, pursuits as far as helping people
Speaker:is really to empower them
Speaker:to have what I have financially,
Speaker:to be able to feel confident with my
Speaker:finances and do things on my own.
Speaker:But I too, you have a team
Speaker:of experts. So I think it's important
Speaker:to, you know, be able to
Speaker:allow other people to have the same tools.
Speaker:I don't think it's fair to gatekeep. So
Speaker:that's really my focus with that. So
Speaker:as we shared before, whether it's providing
Speaker:free financial literacy that
Speaker:people can learn from, that's really important
Speaker:and focusing on helping clients,
Speaker:I also, and I think this is a really
Speaker:great resource if you are a
Speaker:woman who cannot
Speaker:or at this time m afford
Speaker:a, uh, financial advisor. Savvy
Speaker:Ladies is a great resource and
Speaker:I do provide pro bono advising
Speaker:for clients of Savvy Ladies. It is a non for
Speaker:profit and they're helping ladies
Speaker:with their money. So I think it's great. It's a little
Speaker:different than ongoing financial advising
Speaker:because you put in the information
Speaker:and then someone selects you
Speaker:based on what your interests are of what you want to
Speaker:tackle. And it's not ongoing, but
Speaker:it's great. And uh, you get people like me that are
Speaker:volunteering and I'm really grateful
Speaker:for that. So I want to share that as well. Even though it's
Speaker:not exactly the question, but it is something
Speaker:that I prioritize. But the other thing I
Speaker:prioritize, like I was touching upon, is the
Speaker:time I spend with my family and friends is
Speaker:precious to me. So
Speaker:I am very focused on trying to spend more time
Speaker:going up north. So I've always
Speaker:been doing that, but even more so
Speaker:as I'm more aware that that's really what
Speaker:makes me happy. Uh, and there are things that make me
Speaker:happy at home also, but being with
Speaker:my loved ones, there's just no dollar
Speaker:amount that I could think of to equate with it.
Speaker:The feeling is just beyond priceless
Speaker:for me. So those are the things I focus
Speaker:on and then my relationship with myself.
Speaker:M. So I think when I
Speaker:started. When we started, um, speaking
Speaker:today, we talked about the importance of
Speaker:prioritizing your own needs. Needs. And
Speaker:so at the end of the day, and I'm sure we're
Speaker:going to agree on this, Anthony and everyone else, too,
Speaker:if we look in the mirror right now, which Anthony and
Speaker:I can't, but other people can, um,
Speaker:you are going to be the person you are always
Speaker:with, no matter what. We can't guarantee
Speaker:everyone else in our life and who will be in our
Speaker:life at different points of our life, but we've got
Speaker:ourselves. So think about
Speaker:what's going to make you be able
Speaker:to live the life that you want to live,
Speaker:whether it's tackling a financial goal
Speaker:or it's taking care of your health,
Speaker:it's taking care of your mental health
Speaker:or physical health, to be clear on
Speaker:that, because they're both very important.
Speaker:Think about what that is, what you need
Speaker:to do in order to live a long life
Speaker:and be happy with the person you look,
Speaker:look in the mirror and you see.
Speaker:>> Anthony Weaver: Yeah, awesome.
Speaker:Uh, well, thank you for providing that
Speaker:information and also giving out, uh, a little extra information
Speaker:for everybody as a takeaway from this
Speaker:show today. So you ready for
Speaker:the final four questions?
Speaker:>> Alissa Maizes: I hope so.
Speaker:>> Anthony Weaver: Okay, you got this.
Speaker:Um, because you've been on the show before, I
Speaker:adjusted these questions just a little bit.
Speaker:Uh, so these going to be strictly for you.
Speaker:Number one, what is the biggest
Speaker:obstacle you face in trying to build
Speaker:your wealth?
Speaker:>> Alissa Maizes: Wow. The biggest
Speaker:obstacle I. So it's
Speaker:not exactly the building the wealth,
Speaker:but it's a little. I think the biggest
Speaker:obstacle that I have in building my
Speaker:wealth is
Speaker:enjoying spending it.
Speaker:So, uh, you know, one of
Speaker:the money mindsets that
Speaker:people have is vigilance. Which
Speaker:one would think, oh, my gosh, that's so great. You have
Speaker:vigilance and you can, you know,
Speaker:be mindful and not spend as
Speaker:much, but it's that balance, right,
Speaker:of having, uh, enough and
Speaker:spending enough of enjoying your life
Speaker:and also making sure
Speaker:you're building wealth. So while I think it's great to build
Speaker:wealth and most people don't have a
Speaker:vigilant mindset, so it's not
Speaker:something that is necessarily relatable to everyone.
Speaker:But what's important to know is that everyone
Speaker:has money challenges, myself included.
Speaker:I'm much better at, ah, being mindful and
Speaker:spending money than I used to be because I got
Speaker:so used to saving money and investing the money
Speaker:that I realized,
Speaker:what's the point of all this if you're not enjoying it
Speaker:as much? So obviously, if I'm going back and forth
Speaker:to see my family and that brings me joy, I'm spending
Speaker:money. It's not that I'm not, but what I do when
Speaker:there's something that I hesitate on, I
Speaker:run through the numbers to remind myself that I
Speaker:can afford it and then think about, is it something
Speaker:I value? And if it is and it makes sense
Speaker:and I'm not going to lose sleep over it, then I'm
Speaker:going to do it. So wherever you
Speaker:are, you might have some challenges, but know
Speaker:that whatever they are, that you can
Speaker:definitely overcome them. And it's important to enjoy
Speaker:your life too, not just to
Speaker:save wherever you can. I'm not that person who
Speaker:says, like, cut back on everything, like Tony
Speaker:was referring to that. Some people see it that
Speaker:way. That's not what it's about. It's about
Speaker:doing what you value most. And if accumulating
Speaker:wealth so you could sleep better at night is what you
Speaker:value most, and it means cutting back on everything
Speaker:for a certain period of time to get there. Know
Speaker:that you could do that too, right?
Speaker:You can do it, whatever it is. You just have
Speaker:to, you know, look at your mindset
Speaker:and figure that out and then make your
Speaker:plan and don't let all the noise around you get in the
Speaker:way. All that stuff you see on social media, that it's
Speaker:usually not exactly what it looks like.
Speaker:>> Anthony Weaver: That is so true.
Speaker:Number two, uh, what is one
Speaker:area you feel you could be more
Speaker:efficient or strategic with, uh, when it
Speaker:comes to your spending or saving?
Speaker:>> Alissa Maizes: I don't know if there's one area per
Speaker:se, but one thing that I have
Speaker:been working on is really
Speaker:revisiting my finances more than I
Speaker:was, especially at this point. I have one
Speaker:son that already graduated from college and the other one who's
Speaker:about to and making sure
Speaker:that each part of, uh, my finances
Speaker:is taken care of, such as my estate
Speaker:planning which I had
Speaker:not taken care of. And I actually recently
Speaker:did LinkedIn posts kind of joking around that it's
Speaker:almost old enough to drink legally
Speaker:Bold. So I think, you
Speaker:know, making sure that I'm, um, doing
Speaker:what I do for my clients, for
Speaker:myself, and so that's one thing. And
Speaker:also looking at how
Speaker:I can also make more tax advantage
Speaker:moves. So I know a lot of people
Speaker:feel, oh, quote
Speaker:unquote, that is for the wealthy or
Speaker:that is for those people. And none of those things
Speaker:are for me. There are tax advantage money
Speaker:moves for everyone, no matter what your income
Speaker:is or how much money you have in the bank.
Speaker:So it's a matter of finding out what they are,
Speaker:whether you need to speak to an expert or do the research
Speaker:yourself and then make those moves
Speaker:because there are tax advantage things you could do with your
Speaker:money. And so, um, I'm always reading up
Speaker:on that so I can always
Speaker:know the latest in taxes and do those
Speaker:for myself as well as help other people.
Speaker:>> Anthony Weaver: Nice number. Uh, three.
Speaker:Um, is there a book that inspired
Speaker:your journey or changed your perspective?
Speaker:>> Alissa Maizes: So I feel like there's definitely books out
Speaker:there, but there's a book I'm really
Speaker:enjoying now that I am
Speaker:listening to the audiobook. I'm a big audiobook
Speaker:person. I, uh, just feel that I can
Speaker:multitask and listen to an audiobook and make sure I
Speaker:get through it. So I'm going to share it. It's by
Speaker:Mel Robbins, so if you don't know who she
Speaker:is, definitely, you
Speaker:know, give Google her and you'll see right
Speaker:away. But I am listening to her new
Speaker:book, which is Let Them, and
Speaker:it's all about how to
Speaker:see things differently. And I think it's a really
Speaker:great book to allow
Speaker:you, um, the philosophy is about
Speaker:letting them, for instance, people
Speaker:around you do what they're going to do and not
Speaker:trying to change them. And then the other part
Speaker:I haven't quite dug into yet
Speaker:is the part of them what you're supposed to do, because
Speaker:it's not easy to let people do things
Speaker:that you don't want them to or you think isn't
Speaker:ideal around you. And. But the
Speaker:reality is you're not going to change people.
Speaker:And I've lived long enough to know that for sure.
Speaker:They might change certain things about them, but
Speaker:how do we deal with, with that? Because Let them sounds like a
Speaker:really great idea when I heard about it, but
Speaker:I'm still struggling with the other part,
Speaker:which is how do I deal with things so I
Speaker:can let them do it and I could still be
Speaker:happy. And so I think it, uh,
Speaker:so far, I think it sounds like a great
Speaker:thing that could be a game changer for me and something you could
Speaker:apply in your personal life
Speaker:as well as your business
Speaker:life. So sometimes, for instance, I might
Speaker:give advice to people and
Speaker:ultimately it's up to them. I'll give them the
Speaker:information, I'll give them the advice, but they're sometimes
Speaker:not interested in that advice or
Speaker:maybe they're just not there yet.
Speaker:And so it's important, once I've given them
Speaker:information to let them, let them make
Speaker:their decision. I obviously have a
Speaker:responsibility to tell them why
Speaker:I'm giving them that advice and to
Speaker:encourage them if I think it's really important. But then
Speaker:I need to let them and find a way to deal
Speaker:with it so I'm not upset or feeling bad
Speaker:afterwards. And in my
Speaker:situation, a lot of times it just takes time
Speaker:because some of my ideas might seem great
Speaker:for me, but I'm used to them
Speaker:and for other people, they're new. So I
Speaker:think that goes for everything in our lives. I'm sure,
Speaker:Anthony, you have people in your life and sometimes they do things
Speaker:that you might feel uncomfortable
Speaker:with.
Speaker:>> Anthony Weaver: Yes.
Speaker:>> Alissa Maizes: So. Right. So how do we deal with
Speaker:that so we can ultimately be happier and
Speaker:have better relationships with those people?
Speaker:>> Anthony Weaver: Nice.
Speaker:Number four. If you're giving
Speaker:completely guilt free fun money
Speaker:budget for a month, what would you
Speaker:splurge it on?
Speaker:>> Alissa Maizes: How much money?
Speaker:>> Anthony Weaver: Oh, just fun money. It's just as much fun.
Speaker:>> Alissa Maizes: I'm like, I got so excited. I'm like, it's. Is
Speaker:it like, can I enter this raffle? I'm
Speaker:just want to know, like, should I start making plans in
Speaker:case I win? How do you get extra entries?
Speaker:I'm sorry, extra fun
Speaker:money. Gosh. I
Speaker:think I try and find some things that
Speaker:I've never done before or maybe that I haven't done
Speaker:in a long time. I like experiences
Speaker:and sometimes I don't do as many as I should.
Speaker:I'm not, obviously I travel, see my family, but
Speaker:maybe do some things more locally. Get tickets for some
Speaker:concerts or comedy shows, um,
Speaker:some smaller venue, live music,
Speaker:I don't know. I have to go now. I have plans to plan.
Speaker:I'm just thinking, I better find that fun money.
Speaker:That sounds like a lot of fun already.
Speaker:>> Anthony Weaver: You can tell you like the geek out in spreadsheets, like, where's the
Speaker:money?
Speaker:>> Alissa Maizes: I'll message you later and let you know what I planned. I'm going to
Speaker:look up the things I'm going to do. Now.
Speaker:>> Anthony Weaver: Awesome.
Speaker:All right, so the very last question of the show, which is, where
Speaker:could people find out more about you?
Speaker:>> Alissa Maizes: So definitely give me a
Speaker:follow on Instagram.
Speaker:That's where I am probably the most
Speaker:at Amplify, uh, My Wealth. I am
Speaker:also on LinkedIn, so that's a great place to
Speaker:connect with me as well. Alyssa Krasner
Speaker:Mazes or Amplify My Wealth. Although I don't
Speaker:really post on my business page, but
Speaker:so probably my personal. Just
Speaker:send me a message and we could connect
Speaker:either place. Um, if you see anything
Speaker:that I've shared and you have a question, I
Speaker:love. One of the things I love most, Anthony, and I'm
Speaker:sure there are people who follow you
Speaker:that give you this feedback, or if they don't, they're
Speaker:thinking it anyway, I'm sure
Speaker:is there's nothing like when I get message
Speaker:in my Instagram, which is usually where I get it,
Speaker:where someone shares with me that they
Speaker:have increased their wealth because they
Speaker:followed some of the posts that I put there, and
Speaker:I'm just like, oh, my gosh. So I'm not even working
Speaker:with them as a client, and
Speaker:I'm still helping them. And that
Speaker:just brings me so much joy. I also have a website
Speaker:where I do have information there, but. But I
Speaker:would say Instagram. I'm always, um,
Speaker:posting more, but my website is
Speaker:amplifymywealth.com. but do
Speaker:you. Do you get that, Anthony? If not, I am sure there are
Speaker:tons of people who you are
Speaker:helping increase their wealth, and they're just too shy
Speaker:to let you know.
Speaker:>> Anthony Weaver: Yes, I do receive messages, um,
Speaker:from time to time. And I was like, first off,
Speaker:I didn't even know you listened to the show, so
Speaker:let's start there. Um, and that's one of the things
Speaker:that kind of get me excited, is to actually
Speaker:hear from the people who
Speaker:don't typically post or they typically
Speaker:don't go on my live shows and say, like, hey, what
Speaker:about, uh, added value it is. Or
Speaker:even say, uh, anything. But they will tell me in person or give
Speaker:me a call or text, and those are usually the surprising
Speaker:ones. And I'm always excited for the people who are
Speaker:always there, who always found value
Speaker:in something that is being said, whether
Speaker:it's an interview or me just ranting on
Speaker:about some of the things I dislike about, uh,
Speaker:different news articles or something like that. It's
Speaker:just really interesting to see.
Speaker:>> Alissa Maizes: Right? It's the best. I mean, I love my clients,
Speaker:too, and I love when they tell. I mean, anyone who I can
Speaker:help I'm happy with. But
Speaker:I, too, am super surprised when I get a dm,
Speaker:um, from someone I've never gotten am. And
Speaker:there. And then some of them. A lot of the people
Speaker:who I usually hear from are very
Speaker:young, and they
Speaker:then are so sweet and whatever the
Speaker:expertise is, they've offered to help me,
Speaker:even though they're like, I don't know if you need this help. Because they
Speaker:want to do something because they're that grateful.
Speaker:It just. It's the best.
Speaker:>> Anthony Weaver: Nice. Yeah. Um. It's. I gotta
Speaker:say, it's like the feeling of. Of like I'm
Speaker:actually getting what I really want
Speaker:to perceive out in the world. And it's almost like a
Speaker:reflection of mirror. Like, hey, you're actually doing good
Speaker:stuff. Just continue.
Speaker:>> Alissa Maizes: Exactly. It's what keeps us going is that
Speaker:people, like you said, we don't even realize that we're helping them.
Speaker:And then we find out it's. It gives
Speaker:you a sense of, like you said, accomplishment and
Speaker:purpose. It's not just about money, because
Speaker:our happiness. Happiness has all different ways.
Speaker:That's why I think it's also important to
Speaker:know there are things that you could do for yourself
Speaker:that don't have to cost you money and could still make you
Speaker:feel great.
Speaker:>> Anthony Weaver: Yeah. Oh, um. Man. So, I
Speaker:mean, Alyssa, it's been amazing time having
Speaker:you on to the show. Um, but sadly,
Speaker:we gotta come to an end. But I would love to have you back
Speaker:on if anything new or
Speaker:exciting that comes, thumbs up. You're more than welcome to come back
Speaker:through.
Speaker:>> Alissa Maizes: Thank you. I can't wait.
Speaker:>> Anthony Weaver: All righty.
Speaker:>> Alissa Maizes: For everything.
Speaker:>> Anthony Weaver: You're welcome. And everybody, please make sure
Speaker:that you, uh, have. Remember that you
Speaker:have what it takes to be anything that you
Speaker:want to be with the. Obviously,
Speaker:if you capable to do it physically,
Speaker:uh, and mentally and so forth, just remember, you just got to take
Speaker:time to dwell in it. Take time for yourself and
Speaker:investing yourselves not just financially, but also
Speaker:with time. And I wish you all the best.
Speaker:Y'all be safe. We out. Peace.
