Episode 298

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Published on:

3rd Jun 2025

298: [Petra-Ann Brown] Breaking Barriers: Embracing Island Money

In this episode of About That Wallet, host Anthony Weaver welcomes the dynamic Petra-Ann Brown, a certified financial coach dedicated to empowering immigrants and minorities to achieve financial freedom. Together, they explore the unique financial challenges faced by those starting from scratch in a new country, including the complexities of navigating unfamiliar financial systems and cultural expectations.

Petra-Ann shares her inspiring story of resilience, detailing her journey from a comfortable childhood in Jamaica to rebuilding her life in the U.S. with her family. She emphasizes the importance of setting boundaries, particularly when it comes to financial support for family members back home, and how to allocate resources wisely without sacrificing personal financial health.

Listeners will gain valuable insights into budgeting, the significance of understanding credit, and the necessity of open communication about finances. Petra-Ann also discusses her philosophy of treating money management as a holistic process, addressing both offense and defense strategies to achieve financial stability.

πŸ’¬ Question of the Day: How do you set financial boundaries with family while maintaining supportive relationships? Share your thoughts in the comments!

πŸ”— Connect with Petra-Ann Brown:

Website: https://brownfinancialsolutions.com

Podcast: Islands Money 365

πŸ’‘ If you enjoyed this episode, don’t forget to:

βœ… Subscribe to About That Wallet

βœ… Leave a review to help others find valuable financial insights

βœ… Share this episode with friends and family!

=|| πŸ“š Chapters ||=

(00:00) Welcome and Introduction

(02:30) Petra-Ann's Journey from Jamaica to the U.S.

(10:15) The Importance of Financial Boundaries

(18:00) Navigating Cultural Expectations

(25:45) Strategies for Budgeting and Saving

(32:30) Understanding Credit and Its Impact

(40:00) The Holistic Approach to Money Management

(48:15) Final Thoughts and Resources

(55:00) How to Connect with Petra

πŸ™πŸ½ Thank you for tuning in!

Your support helps more people build strong financial habits and achieve their goals.

πŸ“© Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

πŸ‘‰ https://aboutthatwallet.com/newsletter

✨ Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: https://aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always consult a licensed financial professional when needed.

#AboutThatWallet #FinancialLiteracy #ImmigrantFinance #MoneyManagement #FinancialCoaching

Episode 298

Transcript
Speaker:

Petra-Ann Brown: They're migrating, starting from scratch, right? You have to

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learn the culture. You got to learn the new financial system, everything. And

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some of us come from a system that raise corruption. We don't trust

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it. Some of us come from a system where it's just like the United States. We can

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easily transition system. There's a lot of barriers that we need to think

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about. Don't know anything about credit. Some of us come from a cash system.

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But the most important thing is that we work

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like several jobs.

Anthony Weaver:

Welcome back, everybody, to another exciting show, Are they About

Anthony Weaver:

that Wallet Podcast? I am your host, Anthony

Anthony Weaver:

Weaver, and we focus on

Anthony Weaver:

the sandwich generation to help you build strong financial

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habits so that you can spend money, talk about

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money, and enjoy your money with confidence.

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And today I have somebody who

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is, uh, I guess you could say

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a force to reckon with when it comes to

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the outreach perspective. She has

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always looking for the right ways and

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the right tools to make sure that she's providing the

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greatest information for our audience. Um, and

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when, I mean, like, she's a force that's going out the way, she's cold

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calling people. She is not only cold calling, she

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will show up on the door and knock people down, you know what I'm saying?

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To get what she needs to get to make sure that

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she's providing the best information.

Anthony Weaver:

And I just want to thank you so much for coming on the show, Petra.

Anthony Weaver:

And how are you doing today?

Anthony Weaver:

Petra-Ann Brown: Thank you, Anthony. I am great. I'm so happy to be

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here.

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It.

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Petra-Ann Brown: And now I want to be happy with my money. I want to happily

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spend my money.

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So let's talk about how we can happily

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spend our money.

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Well, let's talk about it. Like, what was the most, uh, let's see.

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What is the one thing that you're so happy that you

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purchased it that you still use today?

Anthony Weaver:

Petra-Ann Brown: Oh, I don't know if I still use it, but I recently I

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attended a event, um, of one of the Caribbean events

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that we have here in Connecticut. Um, Caribbean connections.

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It's called Ann, since,

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you know, I'm a financial coach, so, and

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money conscious. So I really, I really spend money

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in terms of these things. I spend money on, like,

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vacation. That's where that's what my value is.

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Right.

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Petra-Ann Brown: So I had to go buy a dress and I went to

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Macy's. Okay, I don't build Macy's. I went to

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Macy's. My, uh, mom had some coupons because she loved

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Macy's. So she had those star points. I was like,

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everybody got coupons. I went there

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I saw this dress, it was beautiful. I didn't want any black because

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everybody wear black togethers. And I was like, I don't want to wear black. And

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I walked in, saw this beautiful, um,

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burgundy kind of dress. And I just

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picked it up, I tried it on for my side. Tried on, looked beautiful on

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me. I said, this is it. My husband was with me. They look at the

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price tag.

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I went to the red, it was like 100 and something

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dollars. I look at my husband, I was like, what?

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He was like, let's buy. Wasn't there. I

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was like 100 some dollars for a dress I'm gonna wear one time.

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He was like, you better find another use for it, but

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you should buy it. And I bought it. It had a

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great time. It was a beautiful dress. I felt so beautiful in it.

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But I mean I would not have.

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It's not just. That's not what I do, you know, I'm a

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couponer. I don't buy anything at full

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price. I did not distress.

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Anyway, I did get um, like $60

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off. I paid well originally two something and I end up paying one

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something for it. So. But it was a great purchase.

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The reason why, because I enjoyed it. I had fun.

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I just went in there and bought something without thinking about it, which is

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so not me.

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Well, I mean, but that is amazing thing when you cross

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that threshold of confidence in your finances. You're like,

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you know what? Not that I deserve it, but the fact

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that I can do it without it impacting any part of

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your finances, you know.

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Petra-Ann Brown: Yes, exactly. Plus, you know, I knew this color was

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coming up and I did allocate money for this because, you

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know, I had none of these kind of clothes. I don't.

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I go to like, um, like rainbow

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and stuff, you know, Marshall.

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Marshall TJ Maxx, you know, Burlington.

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So I don't have any of these nice, nice stuff, uh,

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outside of my church clothes. You don't want to wear church post. It's to

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a gala.

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So they don't know.

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Petra-Ann Brown: Everybody was dressed to a T. And these are. Look, these are

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Caribbean. These are Jamaicans, you know, um, um,

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Beijings. I mean they dress, they go all out, right?

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So I got my hair done, got my

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nails done, I did a whole shebang. So I knew it was going to

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cost. So I allocated money for it. And then, you know, I was

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okay because I knew what my parameters are. And I went on to bought it and I stay within

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my budget. So it was pretty good.

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That's good.

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Um, because I um, like to ask that question, because

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a lot of times we feel afraid to spend money on things that we

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really want, um, and we

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feel guilty sometime of purchasing it.

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And sometimes it's like, well, I bought it for this

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one thing. What other uses

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am I going to use this for? Um,

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did you decide to keep it or did you give it

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back? Did you donate it back? What?

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Petra-Ann Brown: You know, I keep it. I do not do that.

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I wore it, I danced in it. I sweat in

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it. That is not. Not right. No, I am not giving that

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thing. That's not. No, no, you would. My

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moral compass would not allow me to return it. But

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I have it in my closet. I am thinking, is anything else

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going to come up for me to wear this dress? I was like, I need to wear it again. So I'm

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sure somebody going to have a wedding somewhere, you know,

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or some kind of ball, or maybe a class reunion,

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something's going to come up, um, for me to use it

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again. But either way, I'm not stressing it. It doesn't think about it.

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It's beautiful. It's in my closet. It's a fond memory.

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It's a really, really fun memory. So I had a great night with some

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girlfriends, just celebrating with Caribbean people. Have some

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Caribbean music, celebrating our achievement.

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It was fun. I love it.

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That's good.

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So, you know, obviously, um,

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a lot of people are, well, my audience is new to you.

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And what is it that got you

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to where you are today? It's like, let's say, start with your

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early, uh, memory of money. What is

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your earliest memory of money?

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Petra-Ann Brown: Oh, well, my money. My memory of money changed. I had

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two drastic, um, memory of money. One,

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when I was in Jamaica, before I migrated to the U.S. we

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were the, I would say, the better off,

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the affluent, um, memory in

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our little community. I live in the country. Country, country, country.

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People in Jamaica don't know we're there. So.

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But. And I don't want to say affluent, like my father was. Rich, flowing.

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No. But I was the only one in the community at that

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time that had a tv. You know, I was wearing shoes

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on my feet, and my friends were going barefoot to school.

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So in my mind, I was like, okay, we have a little

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bit more than my neighbors, right? Most of most of us

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were farmers, but for some reason, we

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had just a little bit more. Um, and then I

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came here. We migrated to the U.S. we had

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nothing. We had to start from scratch. Zero.

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And my mom, who migrated as a teacher, had to

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come here and start all over, right? Because some Things doesn't

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translate or doesn't transition with you, um, or

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we didn't know about it back then. Maybe you can trans

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transfer your credentials now, I don't know. But she

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came here and became a.

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Essentially start cleaning people homes in the, uh, in the

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rich areas. Right? That's what, that's what we do.

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We got the connection. Start cleaning homes and taking care of their kids.

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And so some nights

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I was left to be the cook and I had to just create something

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out of nothing. You know, I remember this one particular

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incident where I would never forget. It's always my,

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my pain point. Where I go back to every time when I realize how

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blessed I am now is that I was opening the

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refrigerator and all there was, was two single hot dogs. Two

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single hot dogs. That's all that was there. And a bag of

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flour, right. So what I did was I cut up the hot

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dogs, um, toss it down with some ketchup,

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and then make some, um, dumplings and boil that. And we have

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boiled dumping massages. My sister and I had. We had a great

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dinner. So we always had food. But you know, go

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from. Have always have food at home back in Jamaica, to

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come in here and just making something out of nothing. And

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then seeing m. How my mom worked, you know,

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come from a teacher to be basically a domestic

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servant. Right. And then now as a, um, ed

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nurse, as a rn, it shows me that anything is possible.

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So my pain, my memory

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of money is that, yes, we had.

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We don't. But you don't have. That's only temporary.

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You're passing through, right? You be

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content where you are until it gets to where you want to go or you work to

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where you want to go. So now, you know,

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money is not as much as

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scarcity anymore, is not

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evasive, it's not missing,

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but, um, we're okay. So those are my two

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memories of money. Early memories of money.

Anthony Weaver:

Yeah. So, you know, seeing your mom going through

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that, um, how was your dad? Did he come

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over too?

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Petra-Ann Brown: No, usually, um, my mom migrated first and then she

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brought us up and then my dad came later.

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So that's usually the flow of it. Everybody don't come

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out all at once. You know, one person come, set things

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in motion and, you know, file for you, you come over and

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then. Plus my father had a lot of businesses in

Anthony Weaver:

Jamaica. Eventually, as my mom was over trying to get things right, you

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know, they couldn't just up and leave all his

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things at his land and all that kind of stuff. We didn't have a mother leave it

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to. So we. They had to make that decision. I don't know what the conversations

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were, but they're still married. But

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okay, that was. I wasn't proof of that kind of information.

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I just knew my dad wasn't with us at the time.

Anthony Weaver:

Gotcha. And, um,

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so does that actually help you in your

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business today? Like, why are you helping other people?

Anthony Weaver:

Um, you know, coming through that particular

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upbringing, does that actually impact the way how you view money

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now?

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Petra-Ann Brown: It does. I am, um.

Anthony Weaver:

I. I don't look at it as if I don't have it. It's a big deal.

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You know, some people, like, oh, my life is over.

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Or um, they say, you know,

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why can't I figure this out? I just know once you have the

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information and once you have opportunity, anything is

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possible.

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So my experience with money and a lot of different

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various experiences I have with money definitely helped me to be a better

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coach. Help me to be an empathetic coach. Help me to show

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people and show the through experience. And I think that's the best coach

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you can have is someone. We're not just talking from textbooks. Cause we

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all read, right? Read every day. We

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digest this stuff, we absorb this stuff, right? We just boom, boom,

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boom. All this money stuff.

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I read articles, I read books. But at the end of the

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day, your experience is what can really change and

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shift somebody to. So look, this is possible. I was

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here. Um, you're here. And this is how I

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came through it. And I think that's the amazing thing about

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it. Because even though I went through that when I

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went to college and graduated and started making money, I still wasn't

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responsible with it. You know, I was

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like, okay, I have money now. I spend on buy what I wanted,

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right? I'm like, wait a minute, I'm doing

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that. I had debt, lots of debt. Um,

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and I'm like, wait a minute. I wanted to

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stop using my credit card. I'm like, I'm paying so much money in credit card. I want

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to stop using my credit card. And when I tried that, I didn't have enough

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money in my bank account to buy a large pizza. I was like,

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piece of that man was like, a large piece was like, what, 17?

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Not even 15 back then. So it

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was like the positive, the. The idea that I

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couldn't buy a large pizza from my money without

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using my credit card. That was a wake up call for me because I

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didn't realize I was mismanaging it. I didn't.

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I just knew I had enough to buy because I had A good paying job.

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I had enough to buy what I want, right? And I was

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not living this passion life. I was never that person, but

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yet I didn't have it. So where was it going? Because I wasn't buying

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fancy cars. I wasn't, um, buying fancy clothes.

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I was still this, the way I grew up,

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still marshalls BJ's. You know, that's what my.

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My mom used to bring us a salvation armor to buy clothes because that's what we could

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afford. So I still continued on that path, but yet I still

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didn't have the money. Where was it going? And

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that's why, you know, debt, um,

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eat your income, right? It takes away your income. So

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that's what happened to me.

Anthony Weaver:

Yeah. And what did you do to get out of

Anthony Weaver:

that, that rut?

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Petra-Ann Brown: I said, I want money.

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And I just thought it coming to you like I did my affirmation

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in the mirror, right?

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Petra-Ann Brown: No, I know.

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I decided I did not want this kind of

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life because I promised myself the reason I went to college. And I was

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so focused. I mean, and I actually,

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funny story, M. I went into. I ran into a high school friend

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and they were surprised that I was married with kids because it was like you were so

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focused, you didn't see. Even see boys. You were so tunnel vision.

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And I was tunnel vision because I wanted to leave that circumstance that I

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was in and make a better life for myself and my family.

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And I did that. But here

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I am not totally out of it, right? It's still kind of

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survival because if something should happen from, uh,

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my job, I'm back to square one. So really there was no

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security there. There's no freedom there. Right? So

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all that sacrifices and then now what? I'm making money

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and what's happening? So I realize, um,

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getting back to your question, what, what

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made me make that change is like the

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fact this, this the fear

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or the anxiety that, oh my gosh,

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I can go back to our empty refrigerator. Yeah, I can

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go back to an empty cupboard. I was like, nope,

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this story is changing. I'm rewriting

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this story. Absolutely not.

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And I started just diving deeper into,

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you know, the Internet, YouTube, went to YouTube University. I found out

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about Dave Ramsey, went through their coaching

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program, the seven Steps. I did all that.

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You know, I even did his coaching program as well

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and get certification through his coaching program where I want to do other things.

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But, um, that was it for me. That was the wake up

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call. I was saying, no, I can't. I worked too hard. I made

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too many sacrifices. I um, deny myself too much

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to go back to that space. So

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everyone to move on, have to have enough is enough moment

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for them to make that change. If they're not there, they're not

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ready. You have to have something to say. Enough is enough. Whether it's your

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kids, um, whether it's your life situation, whether

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the fact that you want to go on vacation. All I can do is

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go to your backyard. Yeah. Something happened for

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you to say, know what? It's over. I'm starting

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over. Change here, it ends here, and then you go do it.

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Once that switch turned on, you're determined.

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And one of the things I like about that

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is when that switch comes on, I always

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treat it as if it's like a disease. If the

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doctor come up to you and say, like, hey, you can no

Anthony Weaver:

longer have peanuts or you'll, uh, die.

Anthony Weaver:

Petra-Ann Brown: I know.

Anthony Weaver:

And you. If you can switch your habits so quickly to get

Anthony Weaver:

peanuts out your life, why can't you do that about everything

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else? So if you say, like, hey, if

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you go to another happy hour and buy a drink,

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your finances are going to go back to zero.

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If you treat it like a disease, you

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operate differently.

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Um, so what was that one thing that you had to cut back on

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that you noticed that you're spending a lot of money on to kind

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of get you focused back on? Because I'm familiar, um,

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with the Dave Ramsey process. So

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what was it that you notice that you're spending a lot on

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that you need to cut back on?

Anthony Weaver:

Petra-Ann Brown: My family.

Anthony Weaver:

I gotta be like, oh, you guys gotta get a job?

Anthony Weaver:

No, my family, um, I give a lot.

Anthony Weaver:

You know, as immigrants, we are told

Anthony Weaver:

to take care of each other, to take care of family. We are here. You

Anthony Weaver:

know, this country is very. Yeah, it's very hard.

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Um, so we got to give back,

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not only here. And that's one of many challenges that immigrants

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have. Not only taking care of family here and yourself, but you also taking

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family, taking care of family back home. And in

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addition to that, we had gotten to the habit, um,

Anthony Weaver:

of eating now on Friday nights. I know where it came

Anthony Weaver:

from. Friday nights, no one cooks. You know,

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it's Friday where we're going to eat out, where we're going to go. It's

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Friday. No. So we cook all the way from bunch on Sunday

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to Thursday, and then Friday, it's like, boom.

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So I realized that too, even in my family,

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with my mom, everybody. So I will eat off

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Friday night for dinner, right? And then go to visit my mom on the

Anthony Weaver:

weekends. And we like, oh, let's go for breakfast. Let's, you

Anthony Weaver:

know, then obviously didn't cook anything from the night before. There's no

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leftovers. Right. So lunch, m

Anthony Weaver:

dinner, and then Sunday morning, Grandma

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always cook a nice feast. And then Sunday afternoon,

Anthony Weaver:

m. Mama said, let's go, you know, let's go to the all you can eat place. I'm

Anthony Weaver:

like, okay, so. So,

Anthony Weaver:

um, that time was like, Hometown Buffet.

Anthony Weaver:

I mean, almost every Sunday we're at Hometown Buffet.

Anthony Weaver:

Um, and then. Or the Chinese one.

Anthony Weaver:

The Chinese. Um. Um, all you can

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eat. So I was like. When I had that switch, I was like, mom,

Anthony Weaver:

we're not doing that anymore. She was like, what? I was

Anthony Weaver:

like, no, we're not doing that anymore. I was like, if a family member

Anthony Weaver:

needs something, we can. But it's something they can do

Anthony Weaver:

on their own. They're going to have to figure it out. If it's

Anthony Weaver:

a situation like, you know, somebody is sick or something, I need

Anthony Weaver:

help. Absolutely. But we're just gonna say,

Anthony Weaver:

this is what we're gonna do. This is how we're gonna do it. If we're gonna send money back home,

Anthony Weaver:

say, you know what? We're gonna send money home once a month

Anthony Weaver:

or every quarter. We just, like, we're gonna put

Anthony Weaver:

some barriers, put some railing on this

Anthony Weaver:

thing. Because I realized, well, those one that goes out of the

Anthony Weaver:

family is not coming back. It is not coming back. Right.

Anthony Weaver:

You know it.

Anthony Weaver:

Petra-Ann Brown: And then it's, can you please stop using the word borrow? You're not

Anthony Weaver:

borrowing the money. Okay? Just say,

Anthony Weaver:

can I have the money? I'm looking at. I've been giving you money for

Anthony Weaver:

years. That money have never come back.

Anthony Weaver:

And Jamaicans have this sound office in America as well.

Anthony Weaver:

It's like, as long as I owe you, you'll never go broke. I was like,

Anthony Weaver:

it's the same. Yes, I will go broke.

Anthony Weaver:

You're not giving it back. So, um, have no

Anthony Weaver:

problem helping families. But I just put guardrails around it and how much,

Anthony Weaver:

and I tell my immigrant, um, clients is that we

Anthony Weaver:

like to give back, which is, there's no problem with that. But you need to allocate certain

Anthony Weaver:

amount. They're going to give back monthly or quarterly. And

Anthony Weaver:

once you reach that threshold, that's it. Tell them it's over.

Anthony Weaver:

You have to wait for the next quarter or the next one, because

Anthony Weaver:

you're done. And so I denied myself going

Anthony Weaver:

out. I changed that. I was like, we're going to cook on the weekends, too.

Anthony Weaver:

You know, it's okay.

Anthony Weaver:

Yeah. And how did they.

Anthony Weaver:

Because I would say now that you're mom and everybody,

Anthony Weaver:

it seemed like almost that that was a your family event.

Anthony Weaver:

But now that y' all don't have that family event anymore,

Anthony Weaver:

what was like, that conversation? Like, did they, like,

Anthony Weaver:

accept it or just like you and your immediate

Anthony Weaver:

family did not show up to the next one?

Anthony Weaver:

Petra-Ann Brown: Well, my mom was like, is it that bad? Is everything

Anthony Weaver:

okay? I was like, I'm

Anthony Weaver:

broke. I'm broke,

Anthony Weaver:

Mommy. And that was very. And that was very impactful

Anthony Weaver:

for me because my father. So ashamed,

Anthony Weaver:

right? And some of us use that fear, like when people.

Anthony Weaver:

People see us a certain way, because I went. I was the one that went to college

Anthony Weaver:

in the family, and people look at me as. I got myself

Anthony Weaver:

together and I'm making good money, right? They don't know how much,

Anthony Weaver:

but then I was making money, and they feel like I'm the

Anthony Weaver:

successful one, we're the one that doing well. So they look up

Anthony Weaver:

to you and they look at you as, okay, this is what we need to aspire

Anthony Weaver:

to, right?

Anthony Weaver:

That's the reality of it. You are the one that did it.

Anthony Weaver:

You made it out. You're doing things. And

Anthony Weaver:

I had to go back and say, no, I don't have any

Anthony Weaver:

money. I don't. Um,

Anthony Weaver:

and not to say I had. And to say I had like

Anthony Weaver:

$3,000 in savings, but that was like my. My life

Anthony Weaver:

vest, it's like my. My lifeboat that I didn't touch it. It

Anthony Weaver:

didn't exist. But that was my money. Like, if anything should

Anthony Weaver:

happen, I was like, that was my safety net, you know, made me feel okay.

Anthony Weaver:

But other than that, in my check in and regular savings account, because

Anthony Weaver:

I was at a different bank account that was at a different bank. It was at a credit

Anthony Weaver:

union. And I would advise anybody to do that. You have a checking and

Anthony Weaver:

saving combo, and then you have one savings account that's out of reach, out

Anthony Weaver:

of sight, you know, doesn't exist.

Anthony Weaver:

I know. But, um, you know, I was. I had to go back

Anthony Weaver:

and say, no, I don't have it. I said, oh, stop it. Oh, stop

Anthony Weaver:

it. You do. I was like, no, I don't.

Anthony Weaver:

I was like, if I do not use my credit card, I do not.

Anthony Weaver:

So I was like, that's going to change. And that empowered

Anthony Weaver:

me. That took away the fear, that took away the, um, the

Anthony Weaver:

shame of it. And I just told my mom, no, I'm broke. Once

Anthony Weaver:

I said those lines, it was like, I got empowered.

Anthony Weaver:

And I was like, okay, now I told you, now I'm gonna do so I'm gonna do

Anthony Weaver:

and they come to me, and they always said to me,

Anthony Weaver:

oftentimes like, patrick, do you really have to go that hard? I'm like, yes,

Anthony Weaver:

I am. I was like, yes, I am. I'm going real hard.

Anthony Weaver:

I was like, I'm not searching this thing out for three years. I was

Anthony Weaver:

like, in 15 months, I'm done.

Anthony Weaver:

You know, I said maximum two years. And I had

Anthony Weaver:

$68,000 in debt, and I did it within that time.

Anthony Weaver:

Let's go.

Anthony Weaver:

Petra-Ann Brown: Bam, bam, bam, bam, bam.

Anthony Weaver:

Because it's. It's like a switch that goes off,

Anthony Weaver:

and setting those boundaries have really helped you out,

Anthony Weaver:

M man. Because, uh, it gets

Anthony Weaver:

you to think of, like, how many other people are willing to make those

Anthony Weaver:

type of sacrifices, uh, with their. Well,

Anthony Weaver:

are they afraid to. To have those

Anthony Weaver:

conversations with their parents? Because I'm

Anthony Weaver:

thinking about, you know, people like yourself who are in the

Anthony Weaver:

sandwich generation. Like, you got kids to take care of. You have your own

Anthony Weaver:

household to take care of first before you deal with mom and dad.

Anthony Weaver:

And it's like, yes, yo, I need a break.

Anthony Weaver:

Petra-Ann Brown: Yes.

Anthony Weaver:

So how was it with the kids? Like, did the kids

Anthony Weaver:

take it okay? Where they was like, hey, well, we don't get to see.

Anthony Weaver:

Petra-Ann Brown: I was in a good spot, actually, to be honest with you. And it was scary.

Anthony Weaver:

Don't think it wasn't. It took a lot of. But, um,

Anthony Weaver:

the desire to be better off was way

Anthony Weaver:

outweighs what they will feel about me and the opinion of me

Anthony Weaver:

changing. Um, I was in a better spot. My son was

Anthony Weaver:

young. My husband and my son was young.

Anthony Weaver:

Um, he was still under 1 years old.

Anthony Weaver:

Okay.

Anthony Weaver:

Petra-Ann Brown: And another tipping point for me was that I

Anthony Weaver:

was. We said that we're not going to use a credit card anymore. And I was like,

Anthony Weaver:

okay, the baby need diapers. And my husband was like, we're going to get the money

Anthony Weaver:

from. And, you know, I remember being so irritated one

Anthony Weaver:

day, and I was, ah. And this was right in the

Anthony Weaver:

same, um, moment of when everything was just

Anthony Weaver:

enough is enough was coming together for me. And

Anthony Weaver:

I was like, what do you mean? I was like, we need diapers. It doesn't

Anthony Weaver:

matter if I put a. Put on a credit card. We need diapers.

Anthony Weaver:

And he was very, you know, I don't want to use that.

Anthony Weaver:

Because he came into relationship debt free.

Anthony Weaver:

He came in debt free. So he

Anthony Weaver:

was like, I'm just. I just want to stop using the credit card. I'm like,

Anthony Weaver:

I understand, but I need diapers for my child, and I'm not going to

Anthony Weaver:

nappies, you know, so. Right.

Anthony Weaver:

Anybody who don't know what nappies are. Is just what Jamaicans. What, uh,

Anthony Weaver:

we use to those cloth things and soap and put it.

Anthony Weaver:

And just that run. No, no, we're not doing that

Anthony Weaver:

properly. No. So, you

Anthony Weaver:

know, I don't want to have those conversations. Right.

Anthony Weaver:

Yeah.

Anthony Weaver:

Petra-Ann Brown: This is what the person I love, you know, my partner, and I'm

Anthony Weaver:

not. I don't want to do that.

Anthony Weaver:

I don't want to have those kind of conversations. Um, so.

Anthony Weaver:

And how. How hard is that to

Anthony Weaver:

look at each other and say, to buy your diapers. I can't put

Anthony Weaver:

in a credit card. Like, that's very

Anthony Weaver:

painful, you know, Very painful. I

Anthony Weaver:

can't surprise provide for my family. We can't

Anthony Weaver:

provide for our family. And that was very heartbreaking for my husband as well, and

Anthony Weaver:

for both of us. And we had to realize that we want the same

Anthony Weaver:

thing for our family, and we want us to be financially stable because

Anthony Weaver:

we're both coming from a place of nothing,

Anthony Weaver:

you know, um, of, um, food insecurities and

Anthony Weaver:

stuff like that, especially my husband's side.

Anthony Weaver:

Um, so I don't want. We don't want to go through that

Anthony Weaver:

again. So.

Anthony Weaver:

Yeah, yeah, that's tough.

Anthony Weaver:

And. But it's really good that, you know,

Anthony Weaver:

you both were on the same page. Uh, because

Anthony Weaver:

they talk about marriages usually fail

Anthony Weaver:

because of finances,

Anthony Weaver:

but really deep down, when you think about it, it's about the

Anthony Weaver:

communication about the finances.

Anthony Weaver:

Petra-Ann Brown: Yes.

Anthony Weaver:

Um, and so with you being

Anthony Weaver:

a certified, um, person

Anthony Weaver:

in the financial realm, why

Anthony Weaver:

you focus on the finances so much,

Anthony Weaver:

uh, instead of anything else,

Anthony Weaver:

what.

Anthony Weaver:

Petra-Ann Brown: If finance like to mean, why focus on the core

Anthony Weaver:

building blocks versus all the investments and stuff like that?

Anthony Weaver:

Because most people, when they come to me, they said,

Anthony Weaver:

um, oh, you're not. Help me say, do you do investment

Anthony Weaver:

and stuff? And then you want to invest, but you don't have

Anthony Weaver:

$2 in your savings account. It doesn't make sense.

Anthony Weaver:

Make it make sense. Right. You don't have

Anthony Weaver:

the discipline or the

Anthony Weaver:

understanding of those core principles for you

Anthony Weaver:

to build that foundation. It's going to

Anthony Weaver:

crumble. Right. You know the Bible story that says you build

Anthony Weaver:

a house in the sand, they build a house in a rock. Right. Which one is going to sustain

Anthony Weaver:

itself? So I'm passionate about

Anthony Weaver:

teaching people the foundation, giving them the tools to build that strong

Anthony Weaver:

foundation. So when they're done, they go off and build their wealth.

Anthony Weaver:

But you cannot build wealth if you don't understand

Anthony Weaver:

the. The principle of savings, the principle of how debt

Anthony Weaver:

affect your paycheck and how budgeting

Anthony Weaver:

helps you manage it all. And to get that goal and dream that you have in

Anthony Weaver:

your mind, if you don't have that is.

Anthony Weaver:

Is. Is pointless.

Anthony Weaver:

So why the, um.

Anthony Weaver:

So.

Anthony Weaver:

So what is it that somebody right now is listening to this

Anthony Weaver:

who, like you said, don't have those. Those only

Anthony Weaver:

have those $2. Um,

Anthony Weaver:

and with so much amounts of debt and everybody's

Anthony Weaver:

asking for money, um, and they just

Anthony Weaver:

don't know what to do. Are you more

Anthony Weaver:

of a defense side of the person or you more offense?

Anthony Weaver:

Meaning, like, offense is like, hey, go get a

Anthony Weaver:

job, increase, uh, your income, or you more of the

Anthony Weaver:

defense. Like, hey, let's cut back on your spending

Anthony Weaver:

and let's, uh, focus on your core structure

Anthony Weaver:

first.

Anthony Weaver:

Petra-Ann Brown: We. I do both. We have to look at the whole person, right?

Anthony Weaver:

Um, you can't just attack one side. You need both sides to win.

Anthony Weaver:

To win a game, you need defense, I need offense. Right? You can put

Anthony Weaver:

all defense you want, but if you're not making the shots, you're not gonna get enough points for

Anthony Weaver:

the game, right? So you're not winning. Um, so I look at both

Anthony Weaver:

sides as a financial coach, and I tell my individuals or

Anthony Weaver:

tell my clients, I say, okay, what are your pain

Anthony Weaver:

points? You gotta identify your pain points. Right? We all

Anthony Weaver:

have them. And if you only have $2.

Anthony Weaver:

A lot of us have pride. I know in the, in the immigrant

Anthony Weaver:

community, there's a lot of pride. Right, right, right.

Anthony Weaver:

There's a lot of pride. All right, so you only have $2

Anthony Weaver:

and you have all these bills that you have to pay.

Anthony Weaver:

Okay, what if. What are the necessity? What are

Anthony Weaver:

necessities? We need food. Okay, what can

Anthony Weaver:

supplement your food right now? Can we go to a food pantry

Anthony Weaver:

temporarily, you know, and supplement and, um, you know,

Anthony Weaver:

supplement the food and lower the cost of the food

Anthony Weaver:

while you try to do these other things? What else can you do? What

Anthony Weaver:

other services are out there? That's why it's

Anthony Weaver:

good. As I tell all financial coaches,

Anthony Weaver:

I hope they know of those nonprofits out there that provide

Anthony Weaver:

certain help in your community, in your local

Anthony Weaver:

community that you're operating out of, because then it can

Anthony Weaver:

direct people to those services. I have

Anthony Weaver:

a client who was on the verge of being

Anthony Weaver:

evicted, and I knew of a program

Anthony Weaver:

that supplied temporarily,

Anthony Weaver:

short term, um, money

Anthony Weaver:

for them to stay in their home. Like they rent, like the

Anthony Weaver:

supplement. They're supplement their rent for a certain amount of time if they

Anthony Weaver:

get some things in order and if they go through, like a coaching program.

Anthony Weaver:

So obviously she'll leave for me as a coach and go to that coaching

Anthony Weaver:

program because she had to go through that program to get the help she

Anthony Weaver:

need, uh, for them to pay her rent for the

Anthony Weaver:

few months that they would. Right. No problem with

Anthony Weaver:

that. But, um, so what would I do with somebody who

Anthony Weaver:

has $2? I would look where they are. Is

Anthony Weaver:

it money issue? Is it an income issue? Is it

Anthony Weaver:

or is a spending issue? Right. If the income issue, then

Anthony Weaver:

we got to get to some services. If it's a

Anthony Weaver:

spending issue, then we got to tighten it up,

Anthony Weaver:

cut back on some spending, um, and

Anthony Weaver:

then take that money and reallocate it to the place that it needs

Anthony Weaver:

to be so you can get back to be financially stable.

Anthony Weaver:

Nice. Um, and I would say you focus in

Anthony Weaver:

on immigrants and minorities to help financial

Anthony Weaver:

freedom. Um,

Anthony Weaver:

why that particular demographic?

Anthony Weaver:

Petra-Ann Brown: Because I'm an immigrant.

Anthony Weaver:

I know. It's like a rhetorical question.

Anthony Weaver:

Petra-Ann Brown: No, no, honestly, all

Anthony Weaver:

seriousness, I see the struggles

Anthony Weaver:

that we go through. We come here. When this person migrate,

Anthony Weaver:

um, they're migrating something from scratch. Right. You have

Anthony Weaver:

to learn the culture. You got to learn the new financial system,

Anthony Weaver:

everything. And some of us come from a system that we as corruption.

Anthony Weaver:

We don't trust it. Some of us come from a system where it's just like the United

Anthony Weaver:

States. I can easily transition. So there's a lot of

Anthony Weaver:

barriers that we need to think about. Um, some don't know anything about

Anthony Weaver:

credit. Some, uh, of us come from a cash system.

Anthony Weaver:

But the most important thing is that we work,

Anthony Weaver:

like, several jobs, you know?

Anthony Weaver:

Yeah.

Anthony Weaver:

Petra-Ann Brown: Working is not the issue. We work, and we can always find

Anthony Weaver:

a job. I mean, one of these running jokes about Jamaican is like, when I

Anthony Weaver:

tell people I'm Jamaican, they ask me, how many jobs do I have?

Anthony Weaver:

How many jobs do you have? Right.

Anthony Weaver:

Petra-Ann Brown: How many jobs do you have? Anything is. It's funny, but at

Anthony Weaver:

the time when they asked me, I had several jobs. Even though

Anthony Weaver:

I had a great career job, I still had several

Anthony Weaver:

other jobs. And I'm like, when I

Anthony Weaver:

married my husband, he was like, why do you have all these jobs? I'm

Anthony Weaver:

like, that's all I know. What

Anthony Weaver:

do you mean, job? You work? He was

Anthony Weaver:

like, well, uh, it doesn't have to be that way.

Anthony Weaver:

So, um, making the money work for you,

Anthony Weaver:

so you have all these jobs where you have all this responsibility.

Anthony Weaver:

And I think a piece in the financial world that

Anthony Weaver:

is not really discussed or explored is the fact that most

Anthony Weaver:

immigrants are not just taking care of home here as they're

Anthony Weaver:

trying to build their financial lives here. They also have to

Anthony Weaver:

uplift. And their families back home, you

Anthony Weaver:

know, they give in a lot to their families back home. Those

Anthony Weaver:

barrels being sent back home, those packages, I mean

Anthony Weaver:

Western Union, those money transmitters, you know, they're

Anthony Weaver:

making money. They're making money,

Anthony Weaver:

you know. So I think is a unique,

Anthony Weaver:

um, challenge that we have our unique perspective

Anthony Weaver:

or something that's different in the financial world that

Anthony Weaver:

most other cultures, probably our American

Anthony Weaver:

finances doesn't really address. That's why I focus on

Anthony Weaver:

that. But, um, I know, I hope

Anthony Weaver:

anyone across my definitely going to turn them away. And to

Anthony Weaver:

be honest, um, right

Anthony Weaver:

now I have more enough my non clients on um, my non

Anthony Weaver:

target market than I have my target market. But

Anthony Weaver:

that's why I like the immigrant community because I know what it

Anthony Weaver:

is to start from scratch, work your way up, you

Anthony Weaver:

get to where you want to be. I know that you have money. What are you going to do about

Anthony Weaver:

it?

Anthony Weaver:

Yeah. And when did you actually

Anthony Weaver:

finally get your certification? Because I'm just going through your

Anthony Weaver:

timeline. Uh.

Anthony Weaver:

Petra-Ann Brown: Oh, when did I get it?

Anthony Weaver:

Yeah. Yeah.

Anthony Weaver:

Petra-Ann Brown: Okay. All right. So when did I get it? It's a good

Anthony Weaver:

question, Anthony. I just be, I just be going. I don't mean.

Anthony Weaver:

It seems like whatever, tracking.

Anthony Weaver:

Petra-Ann Brown: I know I don't tracking. Unlike my money that I

Anthony Weaver:

track every month, I don't be tracking these things.

Anthony Weaver:

So I. Okay, so I went to the Dave Ramsey program,

Anthony Weaver:

the coaching program, right. I got debt free and

Anthony Weaver:

then they had it. Then, you know, they stopped bombarding you with emails.

Anthony Weaver:

Right. So they had a coaching program.

Anthony Weaver:

Went through their coaching program. But,

Anthony Weaver:

um, but obviously I feel like

Anthony Weaver:

needed more than that because I always want to keep learning

Anthony Weaver:

and go. And before that was, I was going to money seminars. I really was.

Anthony Weaver:

I was, I was reading books. That was just, just a crescendo for

Anthony Weaver:

say, hey, let me see what this coaching program is about. How can I help people? How can

Anthony Weaver:

I be of service? And I went through, um, then I got

Anthony Weaver:

my certified financial examiner. Oh,

Anthony Weaver:

that's something. That's my job. Job. My examiner. Hold on. That's my job.

Anthony Weaver:

What is my other, what's my other certification? What are you looking at?

Anthony Weaver:

My cfbi. Right, yeah. Certified Financial

Anthony Weaver:

education. Yeah. Instructor.

Anthony Weaver:

Yeah, that one. Yes. So I got, I got, I went to

Anthony Weaver:

that one because I was very serious. I

Anthony Weaver:

was like, I really want to help people, make sure I help them correctly, you

Anthony Weaver:

know? Yes, it's nice. I read, uh, books. I have those kind of

Anthony Weaver:

knowledge. But how can I put it together in a

Anthony Weaver:

package so they can be impactful for the

Anthony Weaver:

individual? Because everybody can have knowledge,

Anthony Weaver:

but you have people who go out and talk on the Stage, you have people

Anthony Weaver:

who go and move you. Right. Go on that same

Anthony Weaver:

stage and move you differently, Right?

Anthony Weaver:

Yeah.

Anthony Weaver:

Petra-Ann Brown: I want it to be impactful for my clients. So that's why I

Anthony Weaver:

continue to get the certification and growing. But when did I get it?

Anthony Weaver:

I don't know the date, but I got it. I have a

Anthony Weaver:

certification.

Anthony Weaver:

I want to be like you when I grow up. Just, just doing it

Anthony Weaver:

just because I was like, I don't know, I'm doing it. This is my

Anthony Weaver:

thing. Yeah.

Anthony Weaver:

So, you know, with all the impact and everything like that you're

Anthony Weaver:

providing, um, we just kind of move into the

Anthony Weaver:

futures a little bit. Which is, you know, where

Anthony Weaver:

do you feel is from a

Anthony Weaver:

financial expert, what do you feel is the

Anthony Weaver:

gaps that a lot of people are missing when it comes to their

Anthony Weaver:

finances?

Anthony Weaver:

Petra-Ann Brown: I used to say the know how. Right. But people are

Anthony Weaver:

reading so much information out there, so they have all this information

Anthony Weaver:

going on in their head. Everybody know you need to have an emergency fund, right. If

Anthony Weaver:

you go out and be like, oh, yeah, we need to advertise. Oh, I need the budget,

Anthony Weaver:

um, the action piece, the

Anthony Weaver:

action, please. The steps you need to take.

Anthony Weaver:

Everybody's like, okay, I know this, I know this, I know this. What's the

Anthony Weaver:

first step? What's the next step by giving them an order?

Anthony Weaver:

You know, I think give them. Giving them some kind of

Anthony Weaver:

direction, I think is what people are missing.

Anthony Weaver:

Once they have the. This is the moment and they start going. The first thing to do is go

Anthony Weaver:

to you, um, Google or YouTube, right? You're gonna get all this

Anthony Weaver:

information. You're gonna be bombarded m with information, some good, some

Anthony Weaver:

bad. They have a differentiate and cipher through that. But then

Anthony Weaver:

you're like, crap, where do I start? Yeah, I think

Anthony Weaver:

that's what people need. People need order of doing things.

Anthony Weaver:

So give us the order.

Anthony Weaver:

Petra-Ann Brown: What is the order, Petra? What is the order?

Anthony Weaver:

Okay, everybody's. Everybody's different kind of person where your starting point is.

Anthony Weaver:

But let's say you're starting from, um,

Anthony Weaver:

uh, nothing or you're. You're in a

Anthony Weaver:

lot of debt. Like I was first. You got to just

Anthony Weaver:

face those numbers. And I tell people all the time,

Anthony Weaver:

print your first three months of your bank statement.

Anthony Weaver:

I know why I do that with my clients, because it jolts

Anthony Weaver:

them. They have now, some people have never looked at their bank

Anthony Weaver:

statement, right? So. And

Anthony Weaver:

I'm talking about all of them. Your credit card, all of them, like

Anthony Weaver:

three months. And then go through that line by line,

Anthony Weaver:

taking that action alone. Give people

Anthony Weaver:

such a wake up call. It's unbelievable. Um,

Anthony Weaver:

almost everyone of my clients come across. I did not know. I

Anthony Weaver:

did not know I was spending so much on this. I did not know. Um, this

Anthony Weaver:

is where I was. So because we have imagination

Anthony Weaver:

or we have an idea of what's happening,

Anthony Weaver:

oh, I made a lot of debt. How much debt? I just feel like having

Anthony Weaver:

a lot of that. People have emotions and feelings, but until they actually

Anthony Weaver:

put numbers to that, and it's no longer conceptual,

Anthony Weaver:

but actual is, and it's like it hit you

Anthony Weaver:

over the head. And from there, you know, I like to say,

Anthony Weaver:

okay, what's next? What are your goals from

Anthony Weaver:

here, what you want to do? So after they do that, I have them,

Anthony Weaver:

as I said, depends on where they start. Different pathway.

Anthony Weaver:

Um, there was, you know, sometimes people have like 10 bank

Anthony Weaver:

accounts.

Anthony Weaver:

10. Wow.

Anthony Weaver:

Petra-Ann Brown: Okay, I know we had a lot of bank account, but

Anthony Weaver:

after. But let's back up a little bit. Once they look at their, their statements and

Anthony Weaver:

see what's going on, what actually you're going to take, you know,

Anthony Weaver:

if you say, well, I spend way too much on Uber Eats,

Anthony Weaver:

okay. And that's what you want to focus on. Okay, tell me what you want to focus on.

Anthony Weaver:

Or you can say, well, you know, I see a lot of

Anthony Weaver:

fees going on here. I didn't know these fees are coming out. I have a lot of

Anthony Weaver:

subscription. So whatever you see, the problem area is that you spend the most

Anthony Weaver:

money on. You're going to decide how you're going to cut that back.

Anthony Weaver:

Right. And then how's the flow of money coming in? I

Anthony Weaver:

want. I, I looked at that. Okay. Your money comes

Anthony Weaver:

here and it goes here, it goes here, it goes here. From your

Anthony Weaver:

paycheck, uh, does it go to one central

Anthony Weaver:

location and then disperse. You can actually see the flow

Anthony Weaver:

of money. You know, I like people to see. It's like,

Anthony Weaver:

streamline your money. I call it streamlining your money.

Anthony Weaver:

For, for example, your paycheck get deposited

Anthony Weaver:

into your checking account and you can automatically send it to some.

Anthony Weaver:

To savings. It can automatically send some over here. But at

Anthony Weaver:

least you see the lump sum that's coming in. And then you can start

Anthony Weaver:

allocating to where you want to allocate it to. I think you need, need to

Anthony Weaver:

organize your money in that sense. And

Anthony Weaver:

obviously, you know, before you even come to your checking account, please have.

Anthony Weaver:

It goes to your retirement account.

Anthony Weaver:

Let's plug that in there. Please have some so you don't see it.

Anthony Weaver:

All right. Uh, I know. And we, we go

Anthony Weaver:

from there. Also organize those. We stop putting a

Anthony Weaver:

planning motion and I do have to look at their credit

Anthony Weaver:

report, but that's down the road. But budgeting doesn't come in right away. People say,

Anthony Weaver:

oh, when I go to starting budget, I was like, wait a minute. We got to behaviors

Anthony Weaver:

first. You know, budget is not right away. We don't jump in that right

Anthony Weaver:

away. No, no, no. We got to change some behaviors first

Anthony Weaver:

because you.

Anthony Weaver:

I mean, obviously, Dave Ramsey got the seven steps. Is there like a

Anthony Weaver:

Petra steps? You know what I'm saying that you got.

Anthony Weaver:

Petra-Ann Brown: You know what? I was. I. I haven't named it.

Anthony Weaver:

Okay.

Anthony Weaver:

Petra-Ann Brown: But it's definitely a process that I go through that

Anthony Weaver:

definitely works and give the results that, um, my clients

Anthony Weaver:

need and. And want and they're happy with. But you're right.

Anthony Weaver:

I should do that. I should have, like a, you

Anthony Weaver:

know, outline it like that.

Anthony Weaver:

So, uh. Because I'm thinking of, um.

Anthony Weaver:

Because, okay, we got those entry barriers. A lot

Anthony Weaver:

of my audience. Well, the person has listened to this right now,

Anthony Weaver:

might understand that already. What is it

Anthony Weaver:

that they can do? Um, now that they got the.

Anthony Weaver:

They understand.

Anthony Weaver:

They finished beating themselves up, like, hey, you know,

Anthony Weaver:

I suck at this. Uh, now that

Anthony Weaver:

they have all their information and they feel even worse.

Anthony Weaver:

What should they do next?

Anthony Weaver:

Petra-Ann Brown: What do you ask me? What should they do next? In terms of what.

Anthony Weaver:

Because they. They know, okay. Like, they feel

Anthony Weaver:

like, okay, I need to cut back on some of the things.

Anthony Weaver:

Okay, they played the defense side of the house.

Anthony Weaver:

Where can we start making this money? Where can. Because now

Anthony Weaver:

that they found the money, where it's going at, um, they

Anthony Weaver:

started cutting everything out.

Anthony Weaver:

Petra-Ann Brown: We can't grow everything at once, though, Anthony. You know, somebody can go

Anthony Weaver:

cold turkey, but we want to jolt the system,

Anthony Weaver:

But I find it beneficial if we

Anthony Weaver:

reduce and we reduce and reduce.

Anthony Weaver:

So, for example, I had a client that go to Target every day.

Anthony Weaver:

She was like, I don't know why I go to Target every day. I just go to Target. I just pass. I

Anthony Weaver:

just stop at Target. I like Target. I'm like, that's great.

Anthony Weaver:

Fantastic. I say go to target because I get to target seven

Anthony Weaver:

days a week. Okay, what do you get? A target. Sometimes I

Anthony Weaver:

just walk around. I'm like, okay. You know, I was like,

Anthony Weaver:

okay, can we reduce that? Can we cut it down to maybe, you

Anthony Weaver:

know, some, uh. No, not seven days a week. She was

Anthony Weaver:

like, I can, you know, I can do. I can do 40.

Anthony Weaver:

I make them pick it. Obviously, it's your journey, right? I'm not going to give you a

Anthony Weaver:

number. You got to choose that number, because as your coach, I'm

Anthony Weaver:

going to hold you to it. And once you say it right, and

Anthony Weaver:

I write it down, I say, okay, four days this week,

Anthony Weaver:

right? Then in your head, you know, crafts.

Anthony Weaver:

And then just like that, she was able to do it.

Anthony Weaver:

And now she go to want to go to Target. Like

Anthony Weaver:

probably only when she needed. Cause she go her grocery shopping when she needs something for

Anthony Weaver:

her K. But she did that. So, um,

Anthony Weaver:

I don't say jump on it right away and get upset with yourself. Beat yourself

Anthony Weaver:

up. You don't know what you don't know. Just the learning process.

Anthony Weaver:

You gotta be upset with yourself for something that you didn't

Anthony Weaver:

know, you know, so that's a learning process. You've

Anthony Weaver:

been there. Now what? You take little steps. Little

Anthony Weaver:

steps. Um, what's it? What's it? What? I say,

Anthony Weaver:

um, Anthony, small steps made big changes or something like

Anthony Weaver:

that.

Anthony Weaver:

I mean, there's so many different analogies with that because I usually

Anthony Weaver:

say raindrops create oceans.

Anthony Weaver:

Petra-Ann Brown: Oh, I like that. I like. I've never heard that one.

Anthony Weaver:

Raindrops prayed oceans. Okay,

Anthony Weaver:

all right. I like it. Might steal that one.

Anthony Weaver:

Please, you don't got to quote me for it either. Just

Anthony Weaver:

take it. I was just say,

Anthony Weaver:

uh, so there's no plagiarism. I'll just say it's unknown.

Anthony Weaver:

Petra-Ann Brown: Okay.

Anthony Weaver:

Um, now, because we even talked a little

Anthony Weaver:

bit in the green room option as far as the future side of

Anthony Weaver:

the house, you were talking about technology. Um,

Anthony Weaver:

have you decided implementing AI or any

Anthony Weaver:

other technical tools that. Or apps that

Anthony Weaver:

has been helpful for your clients?

Anthony Weaver:

Petra-Ann Brown: For my clients, I usually if

Anthony Weaver:

they want to go to the budgeting piece, I tell them to go and explore

Anthony Weaver:

different budgeting options out there. So everybody know you need a

Anthony Weaver:

budget. Every dollar budget, you know. And

Anthony Weaver:

I say, okay, go look at them, see what you like.

Anthony Weaver:

I don't tell them. I don't recommend one over the other.

Anthony Weaver:

I use a Dave Ramsey one because that's what I started out with right when

Anthony Weaver:

I went to the program. And I really, I really enjoy it.

Anthony Weaver:

Are they limiting features? Probably, yeah, compared to the

Anthony Weaver:

others. But I got it down back.

Anthony Weaver:

It's like running like gravy. It's good. It's all good. Um,

Anthony Weaver:

but I have them go and do the research and

Anthony Weaver:

figure out what apps they look for. What is it that you need in the app,

Anthony Weaver:

what is it that you're trying to get from it? And they come back

Anthony Weaver:

to me and say, okay, let's start using it. Right, and we'll set it up

Anthony Weaver:

together. I sit with them and we go through it line

Anthony Weaver:

by line. Painstaking. We go through it together and set

Anthony Weaver:

it up and then we send them on their way to manage

Anthony Weaver:

it, you know, with their weekly, uh,

Anthony Weaver:

or monthly, um, date with their money.

Anthony Weaver:

I call it their date

Anthony Weaver:

night with their money. So each client, good night. They're

Anthony Weaver:

going to work with the money. They're a partner, they date night

Anthony Weaver:

with their money. So. Yeah.

Anthony Weaver:

Nice. Well, that's good. Um, are

Anthony Weaver:

you anything else?

Anthony Weaver:

Petra-Ann Brown: I'm sorry? Anything other than that? No, but I used to talk my for

Anthony Weaver:

myself business wise, if you never know about that.

Anthony Weaver:

Okay. Um, and you know, because at

Anthony Weaver:

this point we're going to start leaning into you.

Anthony Weaver:

Petra-Ann Brown: Me. Okay.

Anthony Weaver:

Yeah, let's.

Anthony Weaver:

Let's go and learn about you now. Uh, so, like, what

Anthony Weaver:

areas of focus that you looking to

Anthony Weaver:

improve on in your life?

Anthony Weaver:

Petra-Ann Brown: Uh, my whole self, Anthony. You

Anthony Weaver:

know, I just wanna,

Anthony Weaver:

um. Actually and I thought about this

Anthony Weaver:

at the end of last year, you know, every end of the year, do a reflection and

Anthony Weaver:

do a strategic plan and all this kind of stuff. And I said, what

Anthony Weaver:

do I want to do personally? Um,

Anthony Weaver:

I want to strengthen my walk with God,

Anthony Weaver:

you know. Yes, I am a believer in my faith. I go to

Anthony Weaver:

church regularly, but I still want to strengthen. I think

Anthony Weaver:

it could be stronger because with kids now,

Anthony Weaver:

I'm like, my son is doing track and

Anthony Weaver:

all the meets are on Sunday. And I did not know that when

Anthony Weaver:

I signed him up. And it's so upsetting to me because

Anthony Weaver:

like, they have no respect for people who are,

Anthony Weaver:

you know, who goes to church? And I told that to the

Anthony Weaver:

organizer. I say, don't you know that people go to church? You know,

Anthony Weaver:

can we put some on Saturdays? But you know, they explained to me that

Anthony Weaver:

they usually causes the spring, the summer we have more, um,

Anthony Weaver:

in outdoor track, we have more Saturdays when the indoor track

Anthony Weaver:

season, high school get preference. So because

Anthony Weaver:

he's in a club, he's, you know, he's only eight, he's in a club.

Anthony Weaver:

So I said, okay, okay, I understand. But so next year we won't be doing

Anthony Weaver:

indoor track, obviously.

Anthony Weaver:

Yeah, look, you better get one of those treadmills from Amazon.

Anthony Weaver:

Petra-Ann Brown: No, we're not, we're not, not doing that. Coming up.

Anthony Weaver:

But I want to strengthen my walk with God and

Anthony Weaver:

for my business wise, um, what I want to improve

Anthony Weaver:

what you said. What's going. I want to do. Ask me a question.

Anthony Weaver:

Oh, this, um, what habits that you.

Anthony Weaver:

Or areas of focus that you plan on doing.

Anthony Weaver:

Petra-Ann Brown: Okay, so, um, technology

Anthony Weaver:

wise, I am, I'm behind the A ball

Anthony Weaver:

because before I start my business I avoided

Anthony Weaver:

social media. I was one of those people just off the grid. So

Anthony Weaver:

now I have to play catch up and I don't have the means

Anthony Weaver:

to hire somebody to do that job that I don't like yet.

Anthony Weaver:

I will get there, I'll soon outsource it. I'm telling you, I'm going to

Anthony Weaver:

fire myself soon. I pray to Jesus. I. But in the

Anthony Weaver:

meantime, what is it?

Anthony Weaver:

What is it? What is it that you don't want to do?

Anthony Weaver:

Petra-Ann Brown: I don't want to do my social media. You know, I would like to be.

Anthony Weaver:

And because of everything that's going on in my life in terms of, you know,

Anthony Weaver:

um, have my full time job. I've been an

Anthony Weaver:

entrepreneur, having my kids, my family. I'm not

Anthony Weaver:

as consistent as I would like to be. And I know they're

Anthony Weaver:

scheduling apps out there and I was like, okay, I got to find

Anthony Weaver:

a day to just sit down and do m all these recordings. I have it in my

Anthony Weaver:

head, I just need to do that. And so

Anthony Weaver:

that technology, um, and putting

Anthony Weaver:

systems in place, building systems, I really want to

Anthony Weaver:

get that done this year so that I think if I have systems in

Anthony Weaver:

place then it will be easier for me to get what it is that I need and

Anthony Weaver:

it won't be such a chore. Right. Because it's

Anthony Weaver:

just friction there. And that's what we do in financial coaching. I try to move

Anthony Weaver:

the friction so people can, um, move

Anthony Weaver:

on and um, get that financial deal

Anthony Weaver:

to stability that they want. Once you remove those frictions, people

Anthony Weaver:

can. Okay, this is easy, right? But

Anthony Weaver:

yeah, I gotta remove all those frictions that I have,

Anthony Weaver:

which is a lot.

Anthony Weaver:

That's a lot.

Anthony Weaver:

Petra-Ann Brown: Technology wise.

Anthony Weaver:

Yeah, yeah. Uh, well, that's the beauty of

Anthony Weaver:

having these conversations and being around the people that are

Anthony Weaver:

in this space. Um, because systems,

Anthony Weaver:

I love to play around with systems. Uh, my

Anthony Weaver:

system is not to have a system because I like to try everything.

Anthony Weaver:

Petra-Ann Brown: Uh, good for you. Where do you find the time

Anthony Weaver:

to play around? I'm like, I need to get it done.

Anthony Weaver:

Like, uh, schedule.

Anthony Weaver:

So one of the things, uh, because I had her on the show

Anthony Weaver:

is Brenda that Joy. And one of

Anthony Weaver:

the things that she said as she was a keynote

Anthony Weaver:

speaker for Flingcon at one point.

Anthony Weaver:

Uh, she.

Anthony Weaver:

Petra-Ann Brown: I love her by the way. I really love her. She was on my show too. She's

Anthony Weaver:

amazing. So proud, doing great things.

Anthony Weaver:

Uh, she mentioned talking about like, um,

Anthony Weaver:

setting time and really limiting your time

Anthony Weaver:

to other people. And that's part of her flow strategy.

Anthony Weaver:

So flow acronym has

Anthony Weaver:

something. But the L part

Anthony Weaver:

was the most Impactful to me. And since I've been

Anthony Weaver:

implementing that part, it has helped me out

Anthony Weaver:

a lot with my podcast. So, like for these

Anthony Weaver:

interviews, most of my interviews are either Friday, Saturday or Sunday.

Anthony Weaver:

I don't really try to do anything throughout the week because when

Anthony Weaver:

I tried it, there's a lot of no shows.

Anthony Weaver:

And since I've limited, everybody

Anthony Weaver:

shows up M. So I haven't had any

Anthony Weaver:

cancellations or nothing. If it's a cancellation,

Anthony Weaver:

more likely my fault because I was like, uh, I can't make

Anthony Weaver:

it push the time back

Anthony Weaver:

a little bit. But yeah, it was just either

Anthony Weaver:

doing it that way. So that's the reason why, like some

Anthony Weaver:

people, like, it's just you. And I'm like, yeah, that

Anthony Weaver:

was like how you posting all this time and doing three

Anthony Weaver:

posting for your, uh, your shows and everything like

Anthony Weaver:

that. It's like you got to schedule everything out.

Anthony Weaver:

Petra-Ann Brown: But how do you schedule when you have a four year old? Oh, no, he's five. He

Anthony Weaver:

just turned five. Five and an eight year old.

Anthony Weaver:

I don't have kids.

Anthony Weaver:

But it, it comes back to,

Anthony Weaver:

uh, you know, do what you can because I see a lot of people

Anthony Weaver:

with social media with kids, and what they do is kind of

Anthony Weaver:

implement their kids in that process. And because

Anthony Weaver:

they. Making the kids part of it, you do a lot.

Anthony Weaver:

Um, you can allot some money to their

Anthony Weaver:

income and so you can actually create a brokerage account

Anthony Weaver:

for them and so you can donate. I think it's what, up to

Anthony Weaver:

16,000?

Anthony Weaver:

Petra-Ann Brown: Yeah, I know that process, but I don't want my kids on

Anthony Weaver:

social. You know, I feel like, no, no.

Anthony Weaver:

They like, they hold your camera up for you. Like they don't have to be.

Anthony Weaver:

Oh, like they're doing things for

Anthony Weaver:

you.

Anthony Weaver:

Petra-Ann Brown: Okay.

Anthony Weaver:

To incorporate them in the business

Anthony Weaver:

without showing their face. So.

Anthony Weaver:

Petra-Ann Brown: Okay, okay. Maybe my 8 year old can do

Anthony Weaver:

something. Yeah, you're right. He can do something. My 4 year old,

Anthony Weaver:

my 5 year old. He's 5. He's 5. He's five.

Anthony Weaver:

Let's go, y' all. I gotta figure it out.

Anthony Weaver:

He thinks he's a man, but he's not

Anthony Weaver:

like, I can do it, mommy. I'm like, no, you can't. I'm

Anthony Weaver:

like, yes, you can, honey. Go try. Thank you for trying. In my head, I'm like, no, you

Anthony Weaver:

can't. Yeah, a good try. Okay. Yeah,

Anthony Weaver:

you know what? That's a good point, Anthony. I will take that, I will take that and

Anthony Weaver:

do something with that, but limiting. Yeah,

Anthony Weaver:

I like that. I like that. I will,

Anthony Weaver:

I marinate on that and see what I can do with that. Thank you.

Anthony Weaver:

Yeah, you're welcome. Um, because I believe I was in church

Anthony Weaver:

one day and they was like, well, if you make time out for work, you can

Anthony Weaver:

make time out for church. And I was like, well,

Anthony Weaver:

what about the rest of my life? We

Anthony Weaver:

talk about, about that. Like, no, church only. And I was like, okay,

Anthony Weaver:

I don't need to be here anymore. So that's what happened

Anthony Weaver:

with that.

Anthony Weaver:

Petra-Ann Brown: Let me get this right. With that church, right? It didn't just

Anthony Weaver:

cross off church.

Anthony Weaver:

Right, right.

Anthony Weaver:

Petra-Ann Brown: Okay.

Anthony Weaver:

Just with that one, because I was like, come on now. Like, I got

Anthony Weaver:

a life too.

Anthony Weaver:

Petra-Ann Brown: Um, there's a balance and it's necessary.

Anthony Weaver:

Right. Um, people tend to forget that, you know, people in the

Anthony Weaver:

Bible, they dance, they socialize, they had dinner

Anthony Weaver:

parties, you know, they got to, they had gatherings, they got together. And

Anthony Weaver:

it's very important for us to be with people. I truly

Anthony Weaver:

believe that. It's very important.

Anthony Weaver:

So what do you think? Um, is very

Anthony Weaver:

essential for people

Anthony Weaver:

who haven't started yet and they looking to start.

Anthony Weaver:

Petra-Ann Brown: It's either you're going to start. I, uh, don't think you're looking to start.

Anthony Weaver:

I think you start, you know, once you have that, this is that

Anthony Weaver:

moment you are starting because your brain already

Anthony Weaver:

switched off and say, okay, something's getting done. We're

Anthony Weaver:

going to do this now once you are there. And

Anthony Weaver:

once again, we need those steps, right? You,

Anthony Weaver:

you going to figure out what your pain points are, you know, you know,

Anthony Weaver:

what your problems are. You know, if you go to anybody that's

Anthony Weaver:

like, I'm a spender, I like to spend. Or so,

Anthony Weaver:

yeah, I like to go out with friends, like, you know, everybody

Anthony Weaver:

knows something about the behavior that

Anthony Weaver:

is keeping them back from the financial stability that they want. They might know

Anthony Weaver:

everything yet. You know, I can look at it and do an analysis of everything,

Anthony Weaver:

but at a minimum, you know what

Anthony Weaver:

those core issues are that you're

Anthony Weaver:

working with. As for me, as I said it was, I know it's my family and it was

Anthony Weaver:

eaten out every weekend with my family. I know. So if you're looking

Anthony Weaver:

to start, admit, um, it to yourself.

Anthony Weaver:

Be honest. Be honest with that.

Anthony Weaver:

Um, I think once you can say it out loud like,

Anthony Weaver:

okay, I'm, um, broke, you know, I don't have

Anthony Weaver:

the money. And take away that facade, right? And

Anthony Weaver:

just be true to yourself, truthful to yourself, and especially

Anthony Weaver:

so challenging if people see you as the one that, with the

Anthony Weaver:

money, right. People see that the one that's doing

Anthony Weaver:

well. And you have to change that whole perception of

Anthony Weaver:

what they have of you, it can be, it can be a little bit.

Anthony Weaver:

If that was your identity, it can be a challenge. But you

Anthony Weaver:

have to be true to yourself and then start living in that truth and work to where you want to

Anthony Weaver:

go. Know that it's only temporary. It is only temporary.

Anthony Weaver:

You're passing through and as you get through one obstacle, you're going to get

Anthony Weaver:

to the next one. Whatever you're going through do is building you and forging

Anthony Weaver:

you to be the virgin of yourself that you want to

Anthony Weaver:

be.

Anthony Weaver:

Nice. Well said. Well said.

Anthony Weaver:

Is there anything that you want to leave the audience with before we

Anthony Weaver:

dive into the final four questions?

Anthony Weaver:

Petra-Ann Brown: Uh,

Anthony Weaver:

I was in a Tony Robbins,

Anthony Weaver:

um, seminar workshop, three day free

Anthony Weaver:

workshop that he does at the beginning of the year. It's my first

Anthony Weaver:

time going to one of them. I've seen his clips

Anthony Weaver:

coming and stuff. And he said something, he said, if you

Anthony Weaver:

can't, then you must.

Anthony Weaver:

People are so fearful because, oh, I can't do that. Or, you know,

Anthony Weaver:

whatever. He said, if you can't, then you must. So those cold calls

Anthony Weaver:

you talk about that I make, you know, I don't know

Anthony Weaver:

that that just happened, but, you know, because I'm so

Anthony Weaver:

scared. That's why I do most of the things I do, because I'm m.

Anthony Weaver:

Like, if it's scary that, I mean, it's going to yield great results.

Anthony Weaver:

But, but for anything to happen in your life, you have

Anthony Weaver:

to take massive action. You have to act. So

Anthony Weaver:

I'm telling anybody that's listening or watching this,

Anthony Weaver:

but any change to happen, you gotta act. You gotta

Anthony Weaver:

be, you gotta take initiative. You gotta start, um,

Anthony Weaver:

sitting on the sideline, just hoping and dreaming or thinking

Anthony Weaver:

about what could be. No, you

Anthony Weaver:

gotta start and don't. I know people say this all the time, it's

Anthony Weaver:

so contrary, but, oh, uh, it has to be perfect.

Anthony Weaver:

Just get out of your head. Get out of your head. It might

Anthony Weaver:

look stupid doing it, it might fall down, it might bruise yourself. It's

Anthony Weaver:

okay. This is your life. I'm not sitting around thinking about

Anthony Weaver:

your life and what your problems are. Only you. It's happening to

Anthony Weaver:

you, right?

Anthony Weaver:

Because you got our own lives to live, right?

Anthony Weaver:

Petra-Ann Brown: So get out of here. How are people gonna think like nobody's in the

Anthony Weaver:

home thinking about you and your financial issues. Only

Anthony Weaver:

you are facing that in your family. So you need to be like, you don't need to be concerned

Anthony Weaver:

about you and your family. I know what everybody else think or feel or see or

Anthony Weaver:

might have their perception of human may

Anthony Weaver:

be. So think about that got it.

Anthony Weaver:

All right, so you ready for the final four?

Anthony Weaver:

Petra-Ann Brown: Okay. What's the final four?

Anthony Weaver:

All righty. So the way how the final four works are the final

Anthony Weaver:

four questions. They same for everybody. Unless, um, you've been on

Anthony Weaver:

the show multiple times, you get different.

Anthony Weaver:

Petra-Ann Brown: Uh, but the first time. Yes.

Anthony Weaver:

The first time you get some water.

Anthony Weaver:

Petra-Ann Brown: I'm just give myself a.

Anthony Weaver:

Perfect.

Anthony Weaver:

All right, so number one.

Anthony Weaver:

Petra-Ann Brown: Yes.

Anthony Weaver:

What does wealth mean to you?

Anthony Weaver:

Petra-Ann Brown: Oh, wealth means to me, choices,

Anthony Weaver:

choices, experience

Anthony Weaver:

and the ability to give back. Um, and I say

Anthony Weaver:

choices. I mean, like Anthony,

Anthony Weaver:

I was not able to. Like, my son said he

Anthony Weaver:

wants to do track, and I said, okay, he can do track,

Anthony Weaver:

and I can be there. I can be at practices. I can go to

Anthony Weaver:

games. Even though it's on Sunday right now. I can go to games. You

Anthony Weaver:

know, I can go to meet. Sorry, not games. Meets. Right.

Anthony Weaver:

I have choices. I have. I can do

Anthony Weaver:

experiences like we go on vacation once a year and.

Anthony Weaver:

Because that's what my value is. And I can do all

Anthony Weaver:

inclusive because, um, mommy need a rest, and I don't want to think about

Anthony Weaver:

making breakfast. So. So right now,

Anthony Weaver:

because they're still young, we're doing all inclusive because I'm not working.

Anthony Weaver:

Okay. I need a vacation too. So you're hungry. Great. Go to the

Anthony Weaver:

hut right over there. Go to that hut. Right. You want

Anthony Weaver:

some juice later? Have some juice. Right?

Anthony Weaver:

So. But I guess what it gives

Anthony Weaver:

me. And who doesn't want that?

Anthony Weaver:

Yeah. I mean, honestly, I can't wait to

Anthony Weaver:

see you post on how you do these all

Anthony Weaver:

inclusive. Because I'm like. I mean, I should put.

Anthony Weaver:

Petra-Ann Brown: Thank you. I don't post on anything. Oh, my

Anthony Weaver:

God. That's my problem. I don't think. I don't think to post.

Anthony Weaver:

Like, I got to get into that mindset of pet. Oh, this could be a post.

Anthony Weaver:

I don't think like that.

Anthony Weaver:

Not right now. Not right now. I'm not gonna say

Anthony Weaver:

I gotta think like that. Right.

Anthony Weaver:

Well, I mean, like you said, you can't, which means that

Anthony Weaver:

you must.

Anthony Weaver:

Petra-Ann Brown: Yes.

Anthony Weaver:

But if this one of those cancers. Okay.

Anthony Weaver:

Petra-Ann Brown: Yeah, I gotta. I gotta think. I gotta change my mindset around that. Just

Anthony Weaver:

think, oh, this is the, um. This is. Does he do it? I say do it. Does something

Anthony Weaver:

happen? Oh, this could be a post.

Anthony Weaver:

Wait, this could be. I mean, I'll take

Anthony Weaver:

posts of me just eating food. Um,

Anthony Weaver:

so it's okay.

Anthony Weaver:

Petra-Ann Brown: Yeah, that's so mundane, I would think.

Anthony Weaver:

Oh, so mundane.

Anthony Weaver:

Okay, well, put some text. Put some texts on there.

Anthony Weaver:

I mean, you know.

Anthony Weaver:

Petra-Ann Brown: All right. Okay. New me 2025. You're

Anthony Weaver:

gonna see more. Woo. I'm ready. I'm

Anthony Weaver:

ready. I'm taking charge here.

Anthony Weaver:

Number two.

Anthony Weaver:

Petra-Ann Brown: Uh-huh.

Anthony Weaver:

What was your worst money mistake?

Anthony Weaver:

Petra-Ann Brown: Um, as I said, giving too much to family. But

Anthony Weaver:

I, I love them there and I want to support them. But um, one of the worst, one

Anthony Weaver:

of the mistakes I made was when I started my job. I knew because I went

Anthony Weaver:

to business school, right. In my accounting degree and all that stuff. My,

Anthony Weaver:

um, I knew to contribute to my retirement

Anthony Weaver:

account what I didn't do because

Anthony Weaver:

it was in the 2008 whole financial

Anthony Weaver:

craziness. Right. Um, didn't get a

Anthony Weaver:

raise for a while. So my initial plan was every time I get a

Anthony Weaver:

raise, I'll put that difference in. Because my raise was.

Anthony Weaver:

My money was frozen. Everything didn't get raises. I really

Anthony Weaver:

didn't. What I should have done was no matter what,

Anthony Weaver:

every year I increased that even by

Anthony Weaver:

$50. Increase my contribution year over year.

Anthony Weaver:

That's what I should have done. So it's okay. But it could have been

Anthony Weaver:

so much better

Anthony Weaver:

if I just increased it year over year. It would have been so

Anthony Weaver:

nice.

Anthony Weaver:

All right, number three.

Anthony Weaver:

Petra-Ann Brown: Mhm.

Anthony Weaver:

Is there a book that inspired your

Anthony Weaver:

journey or change your perspective?

Anthony Weaver:

Petra-Ann Brown: Um, what? Not really inspired

Anthony Weaver:

or changed, but reinforced what I knew. And that's the Million,

Anthony Weaver:

um, the Millionaire Next Door. I read

Anthony Weaver:

that and I, and I reread it and I was like,

Anthony Weaver:

yeah, because reason we. It reinforced what

Anthony Weaver:

I knew is because I know individuals that are like

Anthony Weaver:

multi millionaires and you'll never know because they

Anthony Weaver:

look dirty, they look beat up because they're coming from work,

Anthony Weaver:

they will help their own businesses and you'll just never know. So many

Anthony Weaver:

people have come to me and told me their stories and I was like,

Anthony Weaver:

the millionaires that you're looking for are the

Anthony Weaver:

carpenters or the contractors or the

Anthony Weaver:

electrician. You might be laughing at them,

Anthony Weaver:

thinking their pants is under their butt, you know. But guess what,

Anthony Weaver:

that man, you're paying him a hundred dollars for

Anthony Weaver:

like half an hour or $500 for the.

Anthony Weaver:

They're, they're millionaires, they're rich, they got the money.

Anthony Weaver:

I love that book.

Anthony Weaver:

Petra-Ann Brown: Yeah, it's a good book, right? Every time I,

Anthony Weaver:

I read it twice, every time I reread it, it got,

Anthony Weaver:

got something new from it. Like something that just passed over before.

Anthony Weaver:

Cause you had different place to your life so you get different meanings from different things.

Anthony Weaver:

I like that.

Anthony Weaver:

Number four, what is your

Anthony Weaver:

favorite dish to make?

Anthony Weaver:

Petra-Ann Brown: My favorite dish to make is chicken foot soup.

Anthony Weaver:

Chicken foot soup. The reason why it's so easy to make. I.

Anthony Weaver:

When the kids and I always make Saturday soup, I

Anthony Weaver:

still do that, and I still make Saturday soup.

Anthony Weaver:

And if you ask any Islander, they tell you especially Jamaican

Anthony Weaver:

soup. You just cook on Saturdays. Don't know ramen reasons. What's funny

Anthony Weaver:

is cook. And I just continue that tradition because that's what I

Anthony Weaver:

know. But it just put everything in the pop. Some dumplings, some

Anthony Weaver:

potatoes. Yeah. You know, it doesn't. One pot, and

Anthony Weaver:

it's a hearty meal, and you're good to go.

Anthony Weaver:

Okay. Is there, like, a veggie option? Because.

Anthony Weaver:

Just asking for it.

Anthony Weaver:

Petra-Ann Brown: Actually. Actually, I brought it,

Anthony Weaver:

um, unknowingly. I brought it to work, um, earlier

Anthony Weaver:

in my career. And actually, you know, look at

Anthony Weaver:

eating area cafeteria, and I was sucking up my foot, my

Anthony Weaver:

chicken foot, and put it like. They

Anthony Weaver:

were like, The Americans are like,

Anthony Weaver:

what? I'm not there. But the good thing is that I

Anthony Weaver:

had a Polish, um, co. Um,

Anthony Weaver:

worker as well, and a Chinese co worker.

Anthony Weaver:

And they know what it was. No, not. Not the Polish one. The

Anthony Weaver:

Chinese co worker. And who was that one? Was

Anthony Weaver:

she Beijing or she Italian? Another Islander.

Anthony Weaver:

And they knew exactly. You know, they was like, oh, we love it,

Anthony Weaver:

too. I'm like, great. Everyone was like, eating a

Anthony Weaver:

chicken foot. They didn't even know it was edible. And

Anthony Weaver:

the thing is, Anthony, you can't even find it in the supermarket. Like, it

Anthony Weaver:

goes like hotcake. Okay.

Anthony Weaver:

Wow.

Anthony Weaver:

Petra-Ann Brown: You have to go there. Yeah. One of the. One of the person working there,

Anthony Weaver:

I was like, you have a chicken foot in the back? He was like, no. He said, before I work here,

Anthony Weaver:

I didn't know that thing sold. But now I come here working at this grocery

Anthony Weaver:

market. I'm doing, you know, packing. He was like, that's the number one

Anthony Weaver:

thing people fight over is chicken foot. I'm like, yeah,

Anthony Weaver:

that's. It's a hot commodity. Chicken foot is great.

Anthony Weaver:

But, um, I can make you any kind of soup. I love soup. Soup.

Anthony Weaver:

Okay. Because I was looking at the ingredients because it

Anthony Weaver:

was reminding me a little bit about corn soup, but.

Anthony Weaver:

Petra-Ann Brown: Oh, okay. Uh-huh.

Anthony Weaver:

Yeah. I like corn soup.

Anthony Weaver:

Petra-Ann Brown: Okay. Or pepper soup. You like pepper soup?

Anthony Weaver:

I haven't tried pepper soup.

Anthony Weaver:

Petra-Ann Brown: Really? Okay.

Anthony Weaver:

Yeah. I might add that to my list.

Anthony Weaver:

Petra-Ann Brown: You eat goat?

Anthony Weaver:

Uh, yes.

Anthony Weaver:

Petra-Ann Brown: Are you. Do you eat meat?

Anthony Weaver:

I do from time to time. I don't like.

Anthony Weaver:

Petra-Ann Brown: I don't. I don't indulge in it like that. I. I had. Cut it out. Um,

Anthony Weaver:

but I m like, do you know, like, my kids are probably

Anthony Weaver:

getting me twice a week I try to cut down on it. That's the thing that

Anthony Weaver:

we do in our family. So when we do chicken foot. But

Anthony Weaver:

yeah, okay. Pepper soup is with goat.

Anthony Weaver:

Uh, that's interesting.

Anthony Weaver:

Okay, we have to talk offline about that.

Anthony Weaver:

Uh, this is the very last question of the show, which is

Anthony Weaver:

where could people find out more about you?

Anthony Weaver:

Petra-Ann Brown: Oh, my goodness. Please check out my

Anthony Weaver:

podcast. It's everywhere. Spotify, Apple

Anthony Weaver:

podcast, Hyatt Radio, YouTube, um,

Anthony Weaver:

Islands, Money 365, where we share the immigrant

Anthony Weaver:

migration story, their success, their failures, and their

Anthony Weaver:

triumphs. I also share money, um,

Anthony Weaver:

money lingo as well. Money ideas, how to get there, how to

Anthony Weaver:

rebuild yourself. Also my website,

Anthony Weaver:

www.brownfinancialsolutions.com

Anthony Weaver:

and same thing for Facebook.

Anthony Weaver:

See, I'm there. I promise. There's stuff on their

Anthony Weaver:

financial solutions and on instagram.

Anthony Weaver:

Island money 365.

Anthony Weaver:

Nice.

Anthony Weaver:

Petra-Ann Brown: And right here about that wallet.

Anthony Weaver:

Well, one of the things I might have to do is,

Anthony Weaver:

um, because I did do a geek out

Anthony Weaver:

session that aren't for my regular day audience.

Anthony Weaver:

We were talking about just geeking out about podcasting,

Anthony Weaver:

the features of podcasting and how could we do

Anthony Weaver:

better and stuff like that. Um, I might

Anthony Weaver:

have to bring you back on just to kind of talk about from a

Anthony Weaver:

podcasting realm.

Anthony Weaver:

Petra-Ann Brown: Okay.

Anthony Weaver:

What do you like about it, what you don't like about it, how can

Anthony Weaver:

you get better and stuff like that? I'm not sure if I'll make that a whole

Anthony Weaver:

nother segment, but this is something that has been

Anthony Weaver:

on my mind. Yeah. So if you're listening

Anthony Weaver:

to this right now, you think like, hey, I will be

Anthony Weaver:

interested in a podcast episode just to kind of

Anthony Weaver:

talk about this. Go to and leave a comment on

Anthony Weaver:

Spotify, because you can leave a comment on the actual episode

Anthony Weaver:

or even on YouTube. So I look forward to hear

Anthony Weaver:

about it.

Anthony Weaver:

Petra-Ann Brown: Yeah, I'll let you know. I like it. I put some. Put

Anthony Weaver:

some words down there. Put some

Anthony Weaver:

words. I would like to talk about it. I know it's gonna be

Anthony Weaver:

helpful.

Anthony Weaver:

Hey, I mean, one of the cool things is that I like

Anthony Weaver:

the, uh, the questions from

Anthony Weaver:

new podcasters about how they can get

Anthony Weaver:

better. Um, and it gets me to think about

Anthony Weaver:

ways that I can actually get better. Because for me, I

Anthony Weaver:

can only talk about what I've experienced and what I've seen and what's

Anthony Weaver:

coming down the pipes, which has been good.

Anthony Weaver:

Um, but also, everybody's podcast and everybody's audience

Anthony Weaver:

is different. So, yes, what might work for me might not work for

Anthony Weaver:

you. Just like personal finance is personal

Anthony Weaver:

running your Podcast business is personal, too, because

Anthony Weaver:

it depends on your.

Anthony Weaver:

Petra-Ann Brown: Yes, yes, I love it. Um, though I love talking to people. I like hearing

Anthony Weaver:

stories. I like stories. Anthony, tell me, how

Anthony Weaver:

did you get here? How did you get here? You know, I just want to

Anthony Weaver:

know.

Anthony Weaver:

Well, that's why I asked you your questions in a. In a different

Anthony Weaver:

way, to kind of get through your story. I didn't. You

Anthony Weaver:

know, we touched on a few things, but we'll get

Anthony Weaver:

there.

Anthony Weaver:

All right. I'm sure you who are

Anthony Weaver:

listening is tired of us bantering

Anthony Weaver:

at this point, so.

Anthony Weaver:

Petra-Ann Brown: No, we're absolutely amazing.

Anthony Weaver:

Never.

Anthony Weaver:

Oh, yeah, they never. Obviously, you

Anthony Weaver:

love us if you stayed this long.

Anthony Weaver:

Um, so, because you made it this long, I just want

Anthony Weaver:

to let you know you do have what it takes, uh,

Anthony Weaver:

to be successful in anything that you want to do.

Anthony Weaver:

And remember, throughout this whole

Anthony Weaver:

interview, what we talked about was pretty

Anthony Weaver:

much getting started and really have

Anthony Weaver:

a reflection in the mirror of saying, you know what?

Anthony Weaver:

I don't like where I'm at. I need to do

Anthony Weaver:

something different. And in order for you to do different,

Anthony Weaver:

you need to set up your boundaries. And

Anthony Weaver:

from the people that are in your life or even from the

Anthony Weaver:

things that you're purchasing, um, that

Anthony Weaver:

is no longer adding value or is actually taken

Anthony Weaver:

away from your goal

Anthony Weaver:

in life, you know, because Petra and you talked

Anthony Weaver:

about it, it was like, hey, family,

Anthony Weaver:

not that I don't love y' all, but y' all

Anthony Weaver:

need to block this. This can't happen anymore. I got. I

Anthony Weaver:

got things that I want to do for my. Me and my family, so.

Anthony Weaver:

All right. So you got what it takes. If anything else,

Anthony Weaver:

y' all be safe. We out. Peace.

Anthony Weaver:

Petra-Ann Brown: Bye. Uh.

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About the Podcast

ABOUT THAT WALLET
Helping You Build Strong Financial Habits!
About That Wallet is a financial lifestyle podcast hosted by Anthony Weaver. It's designed to help the sandwich generation build strong financial habits and make smarter money decisions. The podcast covers a wide range of personal finance topics, including Budgeting and saving, Investing, and Debt management.

#aboutthatwallet #financialhabits #sandwichgeneration Support this podcast: https://www.aboutthatwallet.com/">https://www.aboutthatwallet.com/
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